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Actuarial Science Degree in Santa Ana, CA — Salary & ROI 2026

Actuarial Science degree analysis for Santa Ana, CA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$61K

COL-adjusted

Mid-Career

$145K

COL-adjusted

ROI Payback

4.2 yrs

in Santa Ana

Cost of Living

121

index (100 = avg)

Actuarial Science in Santa Ana, CA Overview

Santa Ana is one of California's top college towns, with 27 institutions and a student population of 9,823. Public tuition averages $1,540/year here — well below the national average, making it a cost-effective choice. Actuarial Science enrollment is stable nationwide, with steady demand for graduates skilled in Probability and Risk Assessment. The adjusted starting salary in Santa Ana is approximately $60,500, growing to $145,200 by mid-career.

Category

STEM

Local Colleges

27

Public Tuition

$1,540/yr

Private Tuition

$44,205/yr

Room & Board

$17,583/yr

Avg Fin. Aid

$15,688/yr

Unemployment

6.1%

Graduation Rate

74%

Actuarial Science Salary in Santa Ana (COL-Adjusted)

Salaries adjusted for Santa Ana's cost of living index of 121 (national average = 100).

Entry Level (0-2 yrs)
$60,500(+$10,500 vs national)
Mid Career (5-9 yrs)
$145,200(+$25,200 vs national)
Senior Level (15+ yrs)
$187,550(+$32,550 vs national)

Note: National average Actuarial Science salary: $50,000 starting, $120,000 mid-career, $155,000 senior level.Santa Ana adjustment factor: 1.21x based on the local cost of living index.

Actuarial Science ROI Calculator for Santa Ana

Estimate your return on investment for a Actuarial Science degree using local Santa Ana tuition and cost of living data.

Public avg: $1,540 | Private avg: $44,205

Santa Ana avg aid: $15,688/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$76,492

tuition + room & board - aid

Annual Earnings Premium

$18,150

vs HS diploma in Santa Ana

ROI Payback Period

4.2 years

to break even

Lifetime Return in Santa Ana

$1,194,008

Lifetime earnings premium ($1,270,500) minus total education cost ($76,492)

Student Loan Payoff for Actuarial Science in Santa Ana

Standard Plan (10 years)

Loan Amount$76,492
Monthly Payment$869
Total Interest$27,734
% of Monthly Income17%

Aggressive Plan (5 years)

Loan Amount$76,492
Monthly Payment$1,497
Total Interest$13,307
Interest Savings$14,427

Colleges in Santa Ana for Actuarial Science

Santa Ana College

public

$1,540/yr

$6,160 total

Community Colleges (2-Year Transfer)

Santa Ana College

$1,540/yr

Top Employers for Actuarial Science in Santa Ana

Santa Ana offers opportunities in Tech companies, Research labs, Government agencies for Actuarial Science graduates. National top employers in this field include:

AonMercerMillimanDeloitteMetLife

Key Santa Ana Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Actuarial Science Job Titles

ActuaryRisk AnalystInsurance Underwriter

Actuarial Science Degree in Santa Ana — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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Compare Actuarial Science ROI in other cities, or explore other majors in Santa Ana.

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