DegreeCalc

Actuarial Science Degree in San Diego, CA — Salary & ROI 2026

Actuarial Science degree analysis for San Diego, CA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$70K

COL-adjusted

Mid-Career

$168K

COL-adjusted

ROI Payback

4.5 yrs

in San Diego

Cost of Living

140

index (100 = avg)

Actuarial Science in San Diego, CA Overview

San Diego is one of California's top college towns, with 68 institutions and a student population of 142,542. Public tuition averages $10,911/year here — well below the national average, making it a cost-effective choice. Actuarial Science enrollment is stable nationwide, with steady demand for graduates skilled in Probability and Risk Assessment. The adjusted starting salary in San Diego is approximately $70,000, growing to $168,000 by mid-career.

Category

STEM

Local Colleges

68

Public Tuition

$10,911/yr

Private Tuition

$54,140/yr

Room & Board

$12,766/yr

Avg Fin. Aid

$13,600/yr

Unemployment

6.7%

Graduation Rate

63%

Actuarial Science Salary in San Diego (COL-Adjusted)

Salaries adjusted for San Diego's cost of living index of 140 (national average = 100).

Entry Level (0-2 yrs)
$70,000(+$20,000 vs national)
Mid Career (5-9 yrs)
$168,000(+$48,000 vs national)
Senior Level (15+ yrs)
$217,000(+$62,000 vs national)

Note: National average Actuarial Science salary: $50,000 starting, $120,000 mid-career, $155,000 senior level.San Diego adjustment factor: 1.40x based on the local cost of living index.

Actuarial Science ROI Calculator for San Diego

Estimate your return on investment for a Actuarial Science degree using local San Diego tuition and cost of living data.

Public avg: $10,911 | Private avg: $54,140

San Diego avg aid: $13,600/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$94,708

tuition + room & board - aid

Annual Earnings Premium

$21,000

vs HS diploma in San Diego

ROI Payback Period

4.5 years

to break even

Lifetime Return in San Diego

$1,375,292

Lifetime earnings premium ($1,470,000) minus total education cost ($94,708)

Student Loan Payoff for Actuarial Science in San Diego

Standard Plan (10 years)

Loan Amount$94,708
Monthly Payment$1,075
Total Interest$34,339
% of Monthly Income18%

Aggressive Plan (5 years)

Loan Amount$94,708
Monthly Payment$1,853
Total Interest$16,476
Interest Savings$17,863

Colleges in San Diego for Actuarial Science

UC San Diego

public

$14,312/yr

$57,248 total

San Diego State University

public

$7,510/yr

$30,040 total

University of San Diego

private

$54,140/yr

$216,560 total

Community Colleges (2-Year Transfer)

San Diego City College

$1,540/yr

Top Employers for Actuarial Science in San Diego

San Diego offers opportunities in Tech companies, Research labs, Government agencies for Actuarial Science graduates. National top employers in this field include:

AonMercerMillimanDeloitteMetLife

Key San Diego Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Actuarial Science Job Titles

ActuaryRisk AnalystInsurance Underwriter

Actuarial Science Degree in San Diego — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Actuarial Science ROI in other cities, or explore other majors in San Diego.

Frequently Asked Questions

Related Calculators