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Actuarial Science Degree in San Bernardino, CA — Salary & ROI 2026

Actuarial Science degree analysis for San Bernardino, CA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$52K

COL-adjusted

Mid-Career

$125K

COL-adjusted

ROI Payback

5.2 yrs

in San Bernardino

Cost of Living

104

index (100 = avg)

Actuarial Science in San Bernardino, CA Overview

San Bernardino is one of California's top college towns, with 22 institutions and a student population of 21,939. Public tuition averages $7,316/year here — well below the national average, making it a cost-effective choice. Actuarial Science enrollment is stable nationwide, with steady demand for graduates skilled in Probability and Risk Assessment. The adjusted starting salary in San Bernardino is approximately $52,000, growing to $124,800 by mid-career.

Category

STEM

Local Colleges

22

Public Tuition

$7,316/yr

Private Tuition

$48,781/yr

Room & Board

$13,152/yr

Avg Fin. Aid

$15,226/yr

Unemployment

6.1%

Graduation Rate

63%

Actuarial Science Salary in San Bernardino (COL-Adjusted)

Salaries adjusted for San Bernardino's cost of living index of 104 (national average = 100).

Entry Level (0-2 yrs)
$52,000(+$2,000 vs national)
Mid Career (5-9 yrs)
$124,800(+$4,800 vs national)
Senior Level (15+ yrs)
$161,200(+$6,200 vs national)

Note: National average Actuarial Science salary: $50,000 starting, $120,000 mid-career, $155,000 senior level.San Bernardino adjustment factor: 1.04x based on the local cost of living index.

Actuarial Science ROI Calculator for San Bernardino

Estimate your return on investment for a Actuarial Science degree using local San Bernardino tuition and cost of living data.

Public avg: $7,316 | Private avg: $48,781

San Bernardino avg aid: $15,226/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$81,872

tuition + room & board - aid

Annual Earnings Premium

$15,600

vs HS diploma in San Bernardino

ROI Payback Period

5.2 years

to break even

Lifetime Return in San Bernardino

$1,010,128

Lifetime earnings premium ($1,092,000) minus total education cost ($81,872)

Student Loan Payoff for Actuarial Science in San Bernardino

Standard Plan (10 years)

Loan Amount$81,872
Monthly Payment$930
Total Interest$29,685
% of Monthly Income21%

Aggressive Plan (5 years)

Loan Amount$81,872
Monthly Payment$1,602
Total Interest$14,243
Interest Savings$15,442

Colleges in San Bernardino for Actuarial Science

California State University, San Bernardino

public

$7,316/yr

$29,264 total

Community Colleges (2-Year Transfer)

San Bernardino Valley College

$1,540/yr

Top Employers for Actuarial Science in San Bernardino

San Bernardino offers opportunities in Tech companies, Research labs, Government agencies for Actuarial Science graduates. National top employers in this field include:

AonMercerMillimanDeloitteMetLife

Key San Bernardino Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Actuarial Science Job Titles

ActuaryRisk AnalystInsurance Underwriter

Actuarial Science Degree in San Bernardino — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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