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Actuarial Science Degree in Rio Rancho, NM — Salary & ROI 2026

Actuarial Science degree analysis for Rio Rancho, NM. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$47K

COL-adjusted

Mid-Career

$113K

COL-adjusted

ROI Payback

6 yrs

in Rio Rancho

Cost of Living

93.8

index (100 = avg)

Actuarial Science in Rio Rancho, NM Overview

While Rio Rancho has a smaller college scene with 4 institutions, Actuarial Science students benefit from lower tuition costs. Room and board averages $13,400/year, and the car-friendly layout shapes the student experience. Actuarial Science enrollment is stable nationwide, with steady demand for graduates skilled in Probability and Risk Assessment. The adjusted starting salary in Rio Rancho is approximately $46,900, growing to $112,560 by mid-career.

Category

STEM

Local Colleges

4

Public Tuition

$7,700/yr

Private Tuition

$20,000/yr

Room & Board

$13,400/yr

Avg Fin. Aid

$13,427/yr

Unemployment

4.9%

Graduation Rate

48%

Actuarial Science Salary in Rio Rancho (COL-Adjusted)

Salaries adjusted for Rio Rancho's cost of living index of 93.8 (national average = 100).

Entry Level (0-2 yrs)
$46,900($-3,100 vs national)
Mid Career (5-9 yrs)
$112,560($-7,440 vs national)
Senior Level (15+ yrs)
$145,390($-9,610 vs national)

Note: National average Actuarial Science salary: $50,000 starting, $120,000 mid-career, $155,000 senior level.Rio Rancho adjustment factor: 0.94x based on the local cost of living index.

Actuarial Science ROI Calculator for Rio Rancho

Estimate your return on investment for a Actuarial Science degree using local Rio Rancho tuition and cost of living data.

Public avg: $7,700 | Private avg: $20,000

Rio Rancho avg aid: $13,427/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$84,400

tuition + room & board - aid

Annual Earnings Premium

$14,070

vs HS diploma in Rio Rancho

ROI Payback Period

6 years

to break even

Lifetime Return in Rio Rancho

$900,500

Lifetime earnings premium ($984,900) minus total education cost ($84,400)

Student Loan Payoff for Actuarial Science in Rio Rancho

Standard Plan (10 years)

Loan Amount$84,400
Monthly Payment$958
Total Interest$30,601
% of Monthly Income25%

Aggressive Plan (5 years)

Loan Amount$84,400
Monthly Payment$1,651
Total Interest$14,683
Interest Savings$15,918

Colleges in Rio Rancho for Actuarial Science

Rio Rancho State University

public

$7,689/yr

$30,756 total

University of Rio Rancho

public

$7,258/yr

$29,032 total

Community Colleges (2-Year Transfer)

Rio Rancho Community College

$5,103/yr

Top Employers for Actuarial Science in Rio Rancho

Rio Rancho offers opportunities in Tech companies, Research labs, Government agencies for Actuarial Science graduates. National top employers in this field include:

AonMercerMillimanDeloitteMetLife

Key Rio Rancho Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Actuarial Science Job Titles

ActuaryRisk AnalystInsurance Underwriter

Actuarial Science Degree in Rio Rancho — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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