Actuarial Science Degree in Las Cruces, NM — Salary & ROI 2026
Actuarial Science degree analysis for Las Cruces, NM. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.
Starting Salary
$62K
COL-adjusted
Mid-Career
$148K
COL-adjusted
ROI Payback
5.8 yrs
in Las Cruces
Cost of Living
123
index (100 = avg)
Actuarial Science in Las Cruces, NM Overview
Las Cruces, New Mexico (pop. 111,385) has 12 colleges offering Actuarial Science programs. The local cost of living index of 123 is higher than average, so budget accordingly, with average rent near campus at $1,443/month. Actuarial Science enrollment is stable nationwide, with steady demand for graduates skilled in Probability and Risk Assessment. The adjusted starting salary in Las Cruces is approximately $61,500, growing to $147,600 by mid-career.
Category
STEM
Local Colleges
12
Public Tuition
$7,554/yr
Private Tuition
$45,711/yr
Room & Board
$19,302/yr
Avg Fin. Aid
$11,870/yr
Unemployment
6.7%
Graduation Rate
60%
Actuarial Science Salary in Las Cruces (COL-Adjusted)
Salaries adjusted for Las Cruces's cost of living index of 123 (national average = 100).
Note: National average Actuarial Science salary: $50,000 starting, $120,000 mid-career, $155,000 senior level.Las Cruces adjustment factor: 1.23x based on the local cost of living index.
Actuarial Science ROI Calculator for Las Cruces
Estimate your return on investment for a Actuarial Science degree using local Las Cruces tuition and cost of living data.
Public avg: $7,554 | Private avg: $45,711
Las Cruces avg aid: $11,870/yr
Federal avg: 6.5% | Private: 4-14%
Total Education Cost
$107,424
tuition + room & board - aid
Annual Earnings Premium
$18,450
vs HS diploma in Las Cruces
ROI Payback Period
5.8 years
to break even
Lifetime Return in Las Cruces
$1,184,076
Lifetime earnings premium ($1,291,500) minus total education cost ($107,424)
Student Loan Payoff for Actuarial Science in Las Cruces
Standard Plan (10 years)
Aggressive Plan (5 years)
Colleges in Las Cruces for Actuarial Science
New Mexico State University
public
$7,554/yr
$30,216 total
Community Colleges (2-Year Transfer)
Dona Ana Community College
$1,848/yr
Top Employers for Actuarial Science in Las Cruces
Las Cruces offers opportunities in Tech companies, Research labs, Government agencies for Actuarial Science graduates. National top employers in this field include:
Key Las Cruces Hiring Sectors for STEM
Tech companies
Research labs
Government agencies
Startups
Consulting firms
Common Actuarial Science Job Titles
Actuarial Science in Nearby New Mexico Cities
Other STEM Majors in Las Cruces
Prompt Engineering
$62K starting · 1.5 yr ROI
Computational Linguistics
$117K starting · 2 yr ROI
Computer Science
$105K starting · 2.8 yr ROI
Software Engineering
$108K starting · 2.7 yr ROI
Data Science
$101K starting · 3 yr ROI
Cybersecurity
$98K starting · 3 yr ROI
Robotics Engineering
$62K starting · 3 yr ROI
Applied Mathematics
$62K starting · 3.5 yr ROI
Actuarial Science Degree in Las Cruces — FAQ
Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.
Explore More
Compare Actuarial Science ROI in other cities, or explore other majors in Las Cruces.