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Actuarial Science Degree in Laredo, TX — Salary & ROI 2026

Actuarial Science degree analysis for Laredo, TX. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$45K

COL-adjusted

Mid-Career

$108K

COL-adjusted

ROI Payback

5.2 yrs

in Laredo

Cost of Living

90

index (100 = avg)

Actuarial Science in Laredo, TX Overview

Laredo, Texas (pop. 255,305) has 14 colleges offering Actuarial Science programs. The local cost of living index of 90 is near the national average, with average rent near campus at $982/month. Actuarial Science enrollment is stable nationwide, with steady demand for graduates skilled in Probability and Risk Assessment. The adjusted starting salary in Laredo is approximately $45,000, growing to $108,000 by mid-career.

Category

STEM

Local Colleges

14

Public Tuition

$7,850/yr

Private Tuition

$40,249/yr

Room & Board

$9,561/yr

Avg Fin. Aid

$9,889/yr

Unemployment

5.8%

Graduation Rate

60%

Actuarial Science Salary in Laredo (COL-Adjusted)

Salaries adjusted for Laredo's cost of living index of 90 (national average = 100).

Entry Level (0-2 yrs)
$45,000($-5,000 vs national)
Mid Career (5-9 yrs)
$108,000($-12,000 vs national)
Senior Level (15+ yrs)
$139,500($-15,500 vs national)

Note: National average Actuarial Science salary: $50,000 starting, $120,000 mid-career, $155,000 senior level.Laredo adjustment factor: 0.90x based on the local cost of living index.

Actuarial Science ROI Calculator for Laredo

Estimate your return on investment for a Actuarial Science degree using local Laredo tuition and cost of living data.

Public avg: $7,850 | Private avg: $40,249

Laredo avg aid: $9,889/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$69,644

tuition + room & board - aid

Annual Earnings Premium

$13,500

vs HS diploma in Laredo

ROI Payback Period

5.2 years

to break even

Lifetime Return in Laredo

$875,356

Lifetime earnings premium ($945,000) minus total education cost ($69,644)

Student Loan Payoff for Actuarial Science in Laredo

Standard Plan (10 years)

Loan Amount$69,644
Monthly Payment$791
Total Interest$25,251
% of Monthly Income21%

Aggressive Plan (5 years)

Loan Amount$69,644
Monthly Payment$1,363
Total Interest$12,116
Interest Savings$13,135

Colleges in Laredo for Actuarial Science

Texas A&M International University

public

$7,850/yr

$31,400 total

Community Colleges (2-Year Transfer)

Laredo College

$2,604/yr

Top Employers for Actuarial Science in Laredo

Laredo offers opportunities in Tech companies, Research labs, Government agencies for Actuarial Science graduates. National top employers in this field include:

AonMercerMillimanDeloitteMetLife

Key Laredo Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Actuarial Science Job Titles

ActuaryRisk AnalystInsurance Underwriter

Actuarial Science Degree in Laredo — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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