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Actuarial Science Degree in Elk Grove, CA — Salary & ROI 2026

Actuarial Science degree analysis for Elk Grove, CA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$61K

COL-adjusted

Mid-Career

$147K

COL-adjusted

ROI Payback

6.6 yrs

in Elk Grove

Cost of Living

122.1

index (100 = avg)

Actuarial Science in Elk Grove, CA Overview

Elk Grove, California (pop. 176,124) has 7 colleges offering Actuarial Science programs. The local cost of living index of 122.1 is higher than average, so budget accordingly, with average rent near campus at $1,620/month. Actuarial Science enrollment is stable nationwide, with steady demand for graduates skilled in Probability and Risk Assessment. The adjusted starting salary in Elk Grove is approximately $61,050, growing to $146,520 by mid-career.

Category

STEM

Local Colleges

7

Public Tuition

$14,500/yr

Private Tuition

$42,000/yr

Room & Board

$15,727/yr

Avg Fin. Aid

$14,323/yr

Unemployment

5.3%

Graduation Rate

72%

Actuarial Science Salary in Elk Grove (COL-Adjusted)

Salaries adjusted for Elk Grove's cost of living index of 122.1 (national average = 100).

Entry Level (0-2 yrs)
$61,050(+$11,050 vs national)
Mid Career (5-9 yrs)
$146,520(+$26,520 vs national)
Senior Level (15+ yrs)
$189,255(+$34,255 vs national)

Note: National average Actuarial Science salary: $50,000 starting, $120,000 mid-career, $155,000 senior level.Elk Grove adjustment factor: 1.22x based on the local cost of living index.

Actuarial Science ROI Calculator for Elk Grove

Estimate your return on investment for a Actuarial Science degree using local Elk Grove tuition and cost of living data.

Public avg: $14,500 | Private avg: $42,000

Elk Grove avg aid: $14,323/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$120,908

tuition + room & board - aid

Annual Earnings Premium

$18,315

vs HS diploma in Elk Grove

ROI Payback Period

6.6 years

to break even

Lifetime Return in Elk Grove

$1,161,142

Lifetime earnings premium ($1,282,050) minus total education cost ($120,908)

Student Loan Payoff for Actuarial Science in Elk Grove

Standard Plan (10 years)

Loan Amount$120,908
Monthly Payment$1,373
Total Interest$43,838
% of Monthly Income27%

Aggressive Plan (5 years)

Loan Amount$120,908
Monthly Payment$2,366
Total Interest$21,034
Interest Savings$22,804

Colleges in Elk Grove for Actuarial Science

Elk Grove State University

public

$14,642/yr

$58,568 total

University of Elk Grove

public

$14,455/yr

$57,820 total

Community Colleges (2-Year Transfer)

Elk Grove Community College

$5,858/yr

Top Employers for Actuarial Science in Elk Grove

Elk Grove offers opportunities in Tech companies, Research labs, Government agencies for Actuarial Science graduates. National top employers in this field include:

AonMercerMillimanDeloitteMetLife

Key Elk Grove Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Actuarial Science Job Titles

ActuaryRisk AnalystInsurance Underwriter

Actuarial Science Degree in Elk Grove — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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