Actuarial Science Degree in Cincinnati, OH — Salary & ROI 2026
Actuarial Science degree analysis for Cincinnati, OH. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.
Starting Salary
$51K
COL-adjusted
Mid-Career
$122K
COL-adjusted
ROI Payback
6.5 yrs
in Cincinnati
Cost of Living
102
index (100 = avg)
Actuarial Science in Cincinnati, OH Overview
Cincinnati is one of Ohio's top college towns, with 28 institutions and a student population of 32,655. Public tuition averages $12,226/year here — near the national average for public universities. Actuarial Science enrollment is stable nationwide, with steady demand for graduates skilled in Probability and Risk Assessment. The adjusted starting salary in Cincinnati is approximately $51,000, growing to $122,400 by mid-career.
Category
STEM
Local Colleges
28
Public Tuition
$12,226/yr
Private Tuition
$43,040/yr
Room & Board
$12,772/yr
Avg Fin. Aid
$12,666/yr
Unemployment
3.1%
Graduation Rate
70%
Actuarial Science Salary in Cincinnati (COL-Adjusted)
Salaries adjusted for Cincinnati's cost of living index of 102 (national average = 100).
Note: National average Actuarial Science salary: $50,000 starting, $120,000 mid-career, $155,000 senior level.Cincinnati adjustment factor: 1.02x based on the local cost of living index.
Actuarial Science ROI Calculator for Cincinnati
Estimate your return on investment for a Actuarial Science degree using local Cincinnati tuition and cost of living data.
Public avg: $12,226 | Private avg: $43,040
Cincinnati avg aid: $12,666/yr
Federal avg: 6.5% | Private: 4-14%
Total Education Cost
$99,992
tuition + room & board - aid
Annual Earnings Premium
$15,300
vs HS diploma in Cincinnati
ROI Payback Period
6.5 years
to break even
Lifetime Return in Cincinnati
$971,008
Lifetime earnings premium ($1,071,000) minus total education cost ($99,992)
Student Loan Payoff for Actuarial Science in Cincinnati
Standard Plan (10 years)
Aggressive Plan (5 years)
Colleges in Cincinnati for Actuarial Science
University of Cincinnati
public
$12,226/yr
$48,904 total
Xavier University
private
$43,040/yr
$172,160 total
Community Colleges (2-Year Transfer)
Cincinnati State Technical and Community College
$5,004/yr
Top Employers for Actuarial Science in Cincinnati
Cincinnati offers opportunities in Tech companies, Research labs, Government agencies for Actuarial Science graduates. National top employers in this field include:
Key Cincinnati Hiring Sectors for STEM
Tech companies
Research labs
Government agencies
Startups
Consulting firms
Common Actuarial Science Job Titles
Actuarial Science in Nearby Ohio Cities
Columbus, OH
$52K starting · COL 103
31 colleges
Cleveland, OH
$48K starting · COL 96
20 colleges
Toledo, OH
$54K starting · COL 108
16 colleges
Akron, OH
$53K starting · COL 105
5 colleges
Dayton, OH
$52K starting · COL 104
9 colleges
Parma, OH
$45K starting · COL 90
4 colleges
Canton, OH
$42K starting · COL 84
4 colleges
Lorain, OH
$43K starting · COL 85.2
3 colleges
Other STEM Majors in Cincinnati
Prompt Engineering
$51K starting · 1.5 yr ROI
Computational Linguistics
$97K starting · 2 yr ROI
Computer Science
$87K starting · 2.8 yr ROI
Software Engineering
$90K starting · 2.7 yr ROI
Data Science
$84K starting · 3 yr ROI
Cybersecurity
$82K starting · 3 yr ROI
Robotics Engineering
$51K starting · 3 yr ROI
Applied Mathematics
$51K starting · 3.5 yr ROI
Actuarial Science Degree in Cincinnati — FAQ
Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.
Explore More
Compare Actuarial Science ROI in other cities, or explore other majors in Cincinnati.