Actuarial Science Degree in Buffalo, NY — Salary & ROI 2026
Actuarial Science degree analysis for Buffalo, NY. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.
Starting Salary
$61K
COL-adjusted
Mid-Career
$146K
COL-adjusted
ROI Payback
6 yrs
in Buffalo
Cost of Living
122
index (100 = avg)
Actuarial Science in Buffalo, NY Overview
Buffalo, New York (pop. 278,349) has 10 colleges offering Actuarial Science programs. The local cost of living index of 122 is higher than average, so budget accordingly, with average rent near campus at $1,292/month. Actuarial Science enrollment is stable nationwide, with steady demand for graduates skilled in Probability and Risk Assessment. The adjusted starting salary in Buffalo is approximately $61,000, growing to $146,400 by mid-career.
Category
STEM
Local Colleges
10
Public Tuition
$10,099/yr
Private Tuition
$32,790/yr
Room & Board
$17,384/yr
Avg Fin. Aid
$12,716/yr
Unemployment
6.2%
Graduation Rate
54%
Actuarial Science Salary in Buffalo (COL-Adjusted)
Salaries adjusted for Buffalo's cost of living index of 122 (national average = 100).
Note: National average Actuarial Science salary: $50,000 starting, $120,000 mid-career, $155,000 senior level.Buffalo adjustment factor: 1.22x based on the local cost of living index.
Actuarial Science ROI Calculator for Buffalo
Estimate your return on investment for a Actuarial Science degree using local Buffalo tuition and cost of living data.
Public avg: $10,099 | Private avg: $32,790
Buffalo avg aid: $12,716/yr
Federal avg: 6.5% | Private: 4-14%
Total Education Cost
$109,932
tuition + room & board - aid
Annual Earnings Premium
$18,300
vs HS diploma in Buffalo
ROI Payback Period
6 years
to break even
Lifetime Return in Buffalo
$1,171,068
Lifetime earnings premium ($1,281,000) minus total education cost ($109,932)
Student Loan Payoff for Actuarial Science in Buffalo
Standard Plan (10 years)
Aggressive Plan (5 years)
Colleges in Buffalo for Actuarial Science
University at Buffalo
public
$10,099/yr
$40,396 total
Canisius University
private
$32,790/yr
$131,160 total
Community Colleges (2-Year Transfer)
Erie Community College
$5,504/yr
Top Employers for Actuarial Science in Buffalo
Buffalo offers opportunities in Tech companies, Research labs, Government agencies for Actuarial Science graduates. National top employers in this field include:
Key Buffalo Hiring Sectors for STEM
Tech companies
Research labs
Government agencies
Startups
Consulting firms
Common Actuarial Science Job Titles
Actuarial Science in Nearby New York Cities
New York City, NY
$83K starting · COL 166
49 colleges
New York, NY
$94K starting · COL 187.2
279 colleges
Oyster Bay, NY
$73K starting · COL 145
11 colleges
North Hempstead, NY
$71K starting · COL 141.3
9 colleges
Babylon, NY
$76K starting · COL 152.3
8 colleges
Yonkers, NY
$73K starting · COL 145.3
8 colleges
Rochester, NY
$70K starting · COL 140
13 colleges
Huntington, NY
$68K starting · COL 135.6
8 colleges
Other STEM Majors in Buffalo
Prompt Engineering
$61K starting · 1.5 yr ROI
Computational Linguistics
$116K starting · 2 yr ROI
Computer Science
$104K starting · 2.8 yr ROI
Software Engineering
$107K starting · 2.7 yr ROI
Data Science
$100K starting · 3 yr ROI
Cybersecurity
$98K starting · 3 yr ROI
Robotics Engineering
$61K starting · 3 yr ROI
Applied Mathematics
$61K starting · 3.5 yr ROI
Actuarial Science Degree in Buffalo — FAQ
Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.
Explore More
Compare Actuarial Science ROI in other cities, or explore other majors in Buffalo.