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Actuarial Science Degree in Boston, MA — Salary & ROI 2026

Actuarial Science degree analysis for Boston, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$69K

COL-adjusted

Mid-Career

$164K

COL-adjusted

ROI Payback

5.6 yrs

in Boston

Cost of Living

137

index (100 = avg)

Actuarial Science in Boston, MA Overview

Boston is one of Massachusetts's top college towns, with 24 institutions and a student population of 40,388. Public tuition averages $14,167/year here — near the national average for public universities. Actuarial Science enrollment is stable nationwide, with steady demand for graduates skilled in Probability and Risk Assessment. The adjusted starting salary in Boston is approximately $68,500, growing to $164,400 by mid-career.

Category

STEM

Local Colleges

24

Public Tuition

$14,167/yr

Private Tuition

$60,730/yr

Room & Board

$14,423/yr

Avg Fin. Aid

$10,458/yr

Unemployment

4.5%

Graduation Rate

56%

Actuarial Science Salary in Boston (COL-Adjusted)

Salaries adjusted for Boston's cost of living index of 137 (national average = 100).

Entry Level (0-2 yrs)
$68,500(+$18,500 vs national)
Mid Career (5-9 yrs)
$164,400(+$44,400 vs national)
Senior Level (15+ yrs)
$212,350(+$57,350 vs national)

Note: National average Actuarial Science salary: $50,000 starting, $120,000 mid-career, $155,000 senior level.Boston adjustment factor: 1.37x based on the local cost of living index.

Actuarial Science ROI Calculator for Boston

Estimate your return on investment for a Actuarial Science degree using local Boston tuition and cost of living data.

Public avg: $14,167 | Private avg: $60,730

Boston avg aid: $10,458/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$114,360

tuition + room & board - aid

Annual Earnings Premium

$20,550

vs HS diploma in Boston

ROI Payback Period

5.6 years

to break even

Lifetime Return in Boston

$1,324,140

Lifetime earnings premium ($1,438,500) minus total education cost ($114,360)

Student Loan Payoff for Actuarial Science in Boston

Standard Plan (10 years)

Loan Amount$114,360
Monthly Payment$1,299
Total Interest$41,464
% of Monthly Income23%

Aggressive Plan (5 years)

Loan Amount$114,360
Monthly Payment$2,238
Total Interest$19,895
Interest Savings$21,569

Colleges in Boston for Actuarial Science

Boston University

private

$62,360/yr

$249,440 total

Northeastern University

private

$59,100/yr

$236,400 total

University of Massachusetts Boston

public

$14,167/yr

$56,668 total

Community Colleges (2-Year Transfer)

Bunker Hill Community College

$5,760/yr

Roxbury Community College

$5,280/yr

Top Employers for Actuarial Science in Boston

Boston offers opportunities in Tech companies, Research labs, Government agencies for Actuarial Science graduates. National top employers in this field include:

AonMercerMillimanDeloitteMetLife

Key Boston Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Actuarial Science Job Titles

ActuaryRisk AnalystInsurance Underwriter

Actuarial Science Degree in Boston — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Actuarial Science ROI in other cities, or explore other majors in Boston.

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