College Costs in Winchester, KY 2026
Compare tuition, housing, and financial aid across 2 colleges in Winchester, Kentucky. Use our free calculator to estimate your total cost.
Avg Public Tuition
$11,600
per year
Avg Private Tuition
$30,000
per year
Avg Rent Near Campus
$534
per month
Colleges & Universities
2
institutions
Winchester Overview
Population
19,297
Student Population
2,590 (13.4%)
Cost of Living Index
83.3 (avg: 100)
Walk Score
37/100
Transit Score
12/100
Unemployment Rate
3.7%
College Cost Calculator for Winchester
Cost Inputs
Total Cost (4 Years, Public In-State)
$101,000
Total After Financial Aid
$101,000
Annual Cost
$25,250
Annual After Aid
$25,250
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $101,000 |
| Monthly Payment | $1,147 |
| Total Interest | $36,620 |
| Total Loan Cost | $137,620 |
Universities in Winchester
| University | Type | Annual Tuition |
|---|---|---|
| Winchester State University | Public | $10,828 |
| Winchester Community College | Community | $5,407 |
Winchester has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Winchester vs. National Average
| Category | Winchester | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $11,600 | $10,940 | +$660 |
| Monthly Rent Near Campus | $534 | $1,050 | -$516 |
| Cost of Living Index | 83.3 | 100 | -16.700000000000003 |
Winchester's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.
Student Life in Winchester
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,590 students
Winchester has a total population of 19,297, with approximately 2,590 college students (13.4% of the population). Winchester has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.
Post-Graduation Outlook in Winchester
$33,920
Starting Salary
3.7%
Unemployment Rate
58%
Graduation Rate
~0 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Winchester earn a median starting salary of $33,920, which is -$1,080 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $101,000 (including room and board), it would take approximately 0 years of the salary premium to recoup the investment. With average financial aid of $11,290 per student per year, the net cost and payback period can be significantly reduced.
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