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College Costs in Winchester, KY 2026

Compare tuition, housing, and financial aid across 2 colleges in Winchester, Kentucky. Use our free calculator to estimate your total cost.

Avg Public Tuition

$11,600

per year

Avg Private Tuition

$30,000

per year

Avg Rent Near Campus

$534

per month

Colleges & Universities

2

institutions

Winchester Overview

Population

19,297

Student Population

2,590 (13.4%)

Cost of Living Index

83.3 (avg: 100)

Walk Score

37/100

Transit Score

12/100

Unemployment Rate

3.7%

College Cost Calculator for Winchester

Cost Inputs

Total Cost (4 Years, Public In-State)

$101,000

Total After Financial Aid

$101,000

Annual Cost

$25,250

Annual After Aid

$25,250

Cost Breakdown (4 Years)

Tuition$46,400
Room & Board$54,600

If Financed (10-Year Loan at 6.5%)

Loan Amount$101,000
Monthly Payment$1,147
Total Interest$36,620
Total Loan Cost$137,620

Universities in Winchester

UniversityTypeAnnual Tuition
Winchester State UniversityPublic$10,828
Winchester Community CollegeCommunity$5,407

Winchester has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.

Cost of Living in Winchester vs. National Average

CategoryWinchesterNational AvgDifference
Public Tuition (In-State)$11,600$10,940+$660
Monthly Rent Near Campus$534$1,050-$516
Cost of Living Index83.3100-16.700000000000003

Winchester's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.

Student Life in Winchester

37

Walk Score

Car-Dependent

12

Transit Score

Minimal Transit

13.4%

Student Population

2,590 students

Winchester has a total population of 19,297, with approximately 2,590 college students (13.4% of the population). Winchester has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.

Post-Graduation Outlook in Winchester

$33,920

Starting Salary

3.7%

Unemployment Rate

58%

Graduation Rate

~0 yrs

ROI Payback Period

Return on Investment Analysis

Graduates from colleges in Winchester earn a median starting salary of $33,920, which is -$1,080 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $101,000 (including room and board), it would take approximately 0 years of the salary premium to recoup the investment. With average financial aid of $11,290 per student per year, the net cost and payback period can be significantly reduced.

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