College Costs in Whitesboro, TX 2026
Compare tuition, housing, and financial aid across 2 colleges in Whitesboro, Texas. Use our free calculator to estimate your total cost.
Avg Public Tuition
$10,900
per year
Avg Private Tuition
$36,000
per year
Avg Rent Near Campus
$705
per month
Colleges & Universities
2
institutions
Whitesboro Overview
Population
26,505
Student Population
2,653 (10.0%)
Cost of Living Index
96.9 (avg: 100)
Walk Score
45/100
Transit Score
17/100
Unemployment Rate
3.7%
College Cost Calculator for Whitesboro
Cost Inputs
Total Cost (4 Years, Public In-State)
$101,648
Total After Financial Aid
$101,648
Annual Cost
$25,412
Annual After Aid
$25,412
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $101,648 |
| Monthly Payment | $1,154 |
| Total Interest | $36,855 |
| Total Loan Cost | $138,503 |
Universities in Whitesboro
| University | Type | Annual Tuition |
|---|---|---|
| Whitesboro State University | Public | $10,040 |
| Whitesboro Community College | Community | $5,332 |
Whitesboro has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Whitesboro vs. National Average
| Category | Whitesboro | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $10,900 | $10,940 | -$40 |
| Monthly Rent Near Campus | $705 | $1,050 | -$345 |
| Cost of Living Index | 96.9 | 100 | -3.0999999999999943 |
Whitesboro's cost of living is near the national average. Students can expect typical expenses comparable to most other U.S. cities.
Student Life in Whitesboro
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,653 students
Whitesboro has a total population of 26,505, with approximately 2,653 college students (10.0% of the population). Whitesboro has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.
Post-Graduation Outlook in Whitesboro
$45,422
Starting Salary
3.7%
Unemployment Rate
55%
Graduation Rate
~10 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Whitesboro earn a median starting salary of $45,422, which is $10,422 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $101,648 (including room and board), it would take approximately 10 years of the salary premium to recoup the investment. With average financial aid of $14,694 per student per year, the net cost and payback period can be significantly reduced.
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