College Costs in White Bear Lake, MN 2026
Compare tuition, housing, and financial aid across 2 colleges in White Bear Lake, Minnesota. Use our free calculator to estimate your total cost.
Avg Public Tuition
$14,200
per year
Avg Private Tuition
$38,000
per year
Avg Rent Near Campus
$990
per month
Colleges & Universities
2
institutions
White Bear Lake Overview
Population
25,321
Student Population
1,695 (6.7%)
Cost of Living Index
100.4 (avg: 100)
Walk Score
42/100
Transit Score
21/100
Unemployment Rate
3.3%
College Cost Calculator for White Bear Lake
Cost Inputs
Total Cost (4 Years, Public In-State)
$111,544
Total After Financial Aid
$111,544
Annual Cost
$27,886
Annual After Aid
$27,886
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $111,544 |
| Monthly Payment | $1,267 |
| Total Interest | $40,443 |
| Total Loan Cost | $151,987 |
Universities in White Bear Lake
| University | Type | Annual Tuition |
|---|---|---|
| White Bear Lake State University | Public | $13,530 |
| White Bear Lake Community College | Community | $5,970 |
White Bear Lake has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in White Bear Lake vs. National Average
| Category | White Bear Lake | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $14,200 | $10,940 | +$3,260 |
| Monthly Rent Near Campus | $990 | $1,050 | -$60 |
| Cost of Living Index | 100.4 | 100 | +0.4000000000000057 |
White Bear Lake's cost of living is near the national average. Students can expect typical expenses comparable to most other U.S. cities.
Student Life in White Bear Lake
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
1,695 students
White Bear Lake has a total population of 25,321, with approximately 1,695 college students (6.7% of the population). While not primarily a college town, White Bear Lake offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in White Bear Lake
$48,530
Starting Salary
3.3%
Unemployment Rate
60%
Graduation Rate
~8 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in White Bear Lake earn a median starting salary of $48,530, which is $13,530 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $111,544 (including room and board), it would take approximately 8 years of the salary premium to recoup the investment. With average financial aid of $11,622 per student per year, the net cost and payback period can be significantly reduced.
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