College Costs in Toledo, OH 2026
Compare tuition, housing, and financial aid across 16 colleges in Toledo, Ohio. Use our free calculator to estimate your total cost.
Avg Public Tuition
$10,630
per year
Avg Private Tuition
$40,789
per year
Avg Rent Near Campus
$1,025
per month
Colleges & Universities
16
institutions
Toledo Overview
Population
270,871
Student Population
17,543 (6.5%)
Cost of Living Index
108 (avg: 100)
Walk Score
63/100
Transit Score
34/100
Unemployment Rate
4.8%
College Cost Calculator for Toledo
Cost Inputs
Total Cost (4 Years, Public In-State)
$79,896
Total After Financial Aid
$79,896
Annual Cost
$19,974
Annual After Aid
$19,974
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $79,896 |
| Monthly Payment | $907 |
| Total Interest | $28,968 |
| Total Loan Cost | $108,864 |
Universities in Toledo
| University | Type | Annual Tuition |
|---|---|---|
| University of Toledo | Public | $10,630 |
| Owens Community College | Community | $4,344 |
Toledo has 16 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Toledo vs. National Average
| Category | Toledo | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $10,630 | $10,940 | -$310 |
| Monthly Rent Near Campus | $1,025 | $1,050 | -$25 |
| Cost of Living Index | 108 | 100 | +8 |
Toledo's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Toledo
Walk Score
Somewhat Walkable
Transit Score
Minimal Transit
Student Population
17,543 students
Toledo has a total population of 270,871, with approximately 17,543 college students (6.5% of the population). While not primarily a college town, Toledo offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Toledo
$52,125
Starting Salary
4.8%
Unemployment Rate
66%
Graduation Rate
~5 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Toledo earn a median starting salary of $52,125, which is $17,125 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $79,896 (including room and board), it would take approximately 5 years of the salary premium to recoup the investment. With average financial aid of $8,457 per student per year, the net cost and payback period can be significantly reduced.
Other Cities in Ohio
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31 colleges · Avg tuition $11,936
Cleveland
20 colleges · Avg tuition $11,270
Cincinnati
28 colleges · Avg tuition $12,226
Akron
5 colleges · Avg tuition $11,330
Dayton
9 colleges · Avg tuition $9,740
Canton
4 colleges · Avg tuition $7,715
Youngstown
3 colleges · Avg tuition $9,350
Bowling Green
3 colleges · Avg tuition $11,667
Athens
2 colleges · Avg tuition $13,352
Oxford
2 colleges · Avg tuition $16,389
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