College Costs in Somerset, KY 2026
Compare tuition, housing, and financial aid across 1 colleges in Somerset, Kentucky. Use our free calculator to estimate your total cost.
Avg Public Tuition
$11,600
per year
Avg Private Tuition
$30,000
per year
Avg Rent Near Campus
$432
per month
Colleges & Universities
1
institutions
Somerset Overview
Population
11,352
Student Population
2,548 (22.4%)
Cost of Living Index
80.3 (avg: 100)
Walk Score
38/100
Transit Score
20/100
Unemployment Rate
4.1%
College Cost Calculator for Somerset
Cost Inputs
Total Cost (4 Years, Public In-State)
$96,788
Total After Financial Aid
$96,788
Annual Cost
$24,197
Annual After Aid
$24,197
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $96,788 |
| Monthly Payment | $1,099 |
| Total Interest | $35,093 |
| Total Loan Cost | $131,881 |
Universities in Somerset
| University | Type | Annual Tuition |
|---|---|---|
| Somerset State University | Public | $12,029 |
| Somerset Community College | Community | $5,364 |
Somerset has 1 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Somerset vs. National Average
| Category | Somerset | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $11,600 | $10,940 | +$660 |
| Monthly Rent Near Campus | $432 | $1,050 | -$618 |
| Cost of Living Index | 80.3 | 100 | -19.700000000000003 |
Somerset's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.
Student Life in Somerset
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,548 students
Somerset has a total population of 11,352, with approximately 2,548 college students (22.4% of the population). As a major college town, Somerset offers a vibrant campus atmosphere with student-friendly businesses, affordable dining options, and active social scene.
Post-Graduation Outlook in Somerset
$30,866
Starting Salary
4.1%
Unemployment Rate
55%
Graduation Rate
~0 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Somerset earn a median starting salary of $30,866, which is -$4,134 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $96,788 (including room and board), it would take approximately 0 years of the salary premium to recoup the investment. With average financial aid of $10,893 per student per year, the net cost and payback period can be significantly reduced.
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