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College Costs in Shiprock, NM 2026

Compare tuition, housing, and financial aid across 1 colleges in Shiprock, New Mexico. Use our free calculator to estimate your total cost.

Avg Public Tuition

$7,700

per year

Avg Private Tuition

$20,000

per year

Avg Rent Near Campus

$639

per month

Colleges & Universities

1

institutions

Shiprock Overview

Population

8,295

Student Population

1,575 (19.0%)

Cost of Living Index

85.6 (avg: 100)

Walk Score

39/100

Transit Score

22/100

Unemployment Rate

4.8%

College Cost Calculator for Shiprock

Cost Inputs

Total Cost (4 Years, Public In-State)

$82,480

Total After Financial Aid

$82,480

Annual Cost

$20,620

Annual After Aid

$20,620

Cost Breakdown (4 Years)

Tuition$30,800
Room & Board$51,680

If Financed (10-Year Loan at 6.5%)

Loan Amount$82,480
Monthly Payment$937
Total Interest$29,905
Total Loan Cost$112,385

Universities in Shiprock

UniversityTypeAnnual Tuition
Shiprock State UniversityPublic$7,563
Shiprock Community CollegeCommunity$4,845

Shiprock has 1 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.

Cost of Living in Shiprock vs. National Average

CategoryShiprockNational AvgDifference
Public Tuition (In-State)$7,700$10,940-$3,240
Monthly Rent Near Campus$639$1,050-$411
Cost of Living Index85.6100-14.400000000000006

Shiprock's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.

Student Life in Shiprock

39

Walk Score

Car-Dependent

22

Transit Score

Minimal Transit

19.0%

Student Population

1,575 students

Shiprock has a total population of 8,295, with approximately 1,575 college students (19.0% of the population). As a major college town, Shiprock offers a vibrant campus atmosphere with student-friendly businesses, affordable dining options, and active social scene.

Post-Graduation Outlook in Shiprock

$28,002

Starting Salary

4.8%

Unemployment Rate

73%

Graduation Rate

~0 yrs

ROI Payback Period

Return on Investment Analysis

Graduates from colleges in Shiprock earn a median starting salary of $28,002, which is -$6,998 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $82,480 (including room and board), it would take approximately 0 years of the salary premium to recoup the investment. With average financial aid of $15,718 per student per year, the net cost and payback period can be significantly reduced.

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