College Costs in Ramsey, MN 2026
Compare tuition, housing, and financial aid across 2 colleges in Ramsey, Minnesota. Use our free calculator to estimate your total cost.
Avg Public Tuition
$14,200
per year
Avg Private Tuition
$38,000
per year
Avg Rent Near Campus
$903
per month
Colleges & Universities
2
institutions
Ramsey Overview
Population
28,252
Student Population
2,021 (7.2%)
Cost of Living Index
94.1 (avg: 100)
Walk Score
46/100
Transit Score
20/100
Unemployment Rate
3.1%
College Cost Calculator for Ramsey
Cost Inputs
Total Cost (4 Years, Public In-State)
$114,684
Total After Financial Aid
$114,684
Annual Cost
$28,671
Annual After Aid
$28,671
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $114,684 |
| Monthly Payment | $1,302 |
| Total Interest | $41,582 |
| Total Loan Cost | $156,266 |
Universities in Ramsey
| University | Type | Annual Tuition |
|---|---|---|
| Ramsey State University | Public | $14,879 |
| Ramsey Community College | Community | $5,156 |
Ramsey has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Ramsey vs. National Average
| Category | Ramsey | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $14,200 | $10,940 | +$3,260 |
| Monthly Rent Near Campus | $903 | $1,050 | -$147 |
| Cost of Living Index | 94.1 | 100 | -5.900000000000006 |
Ramsey's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.
Student Life in Ramsey
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,021 students
Ramsey has a total population of 28,252, with approximately 2,021 college students (7.2% of the population). While not primarily a college town, Ramsey offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Ramsey
$46,374
Starting Salary
3.1%
Unemployment Rate
64%
Graduation Rate
~10 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Ramsey earn a median starting salary of $46,374, which is $11,374 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $114,684 (including room and board), it would take approximately 10 years of the salary premium to recoup the investment. With average financial aid of $9,933 per student per year, the net cost and payback period can be significantly reduced.
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