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College Costs in Prosper, TX 2026

Compare tuition, housing, and financial aid across 2 colleges in Prosper, Texas. Use our free calculator to estimate your total cost.

Avg Public Tuition

$10,900

per year

Avg Private Tuition

$36,000

per year

Avg Rent Near Campus

$720

per month

Colleges & Universities

2

institutions

Prosper Overview

Population

30,174

Student Population

2,981 (9.9%)

Cost of Living Index

87.7 (avg: 100)

Walk Score

35/100

Transit Score

14/100

Unemployment Rate

3.3%

College Cost Calculator for Prosper

Cost Inputs

Total Cost (4 Years, Public In-State)

$94,368

Total After Financial Aid

$94,368

Annual Cost

$23,592

Annual After Aid

$23,592

Cost Breakdown (4 Years)

Tuition$43,600
Room & Board$50,768

If Financed (10-Year Loan at 6.5%)

Loan Amount$94,368
Monthly Payment$1,072
Total Interest$34,216
Total Loan Cost$128,584

Universities in Prosper

UniversityTypeAnnual Tuition
Prosper State UniversityPublic$11,749
Prosper Community CollegeCommunity$4,911

Prosper has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.

Cost of Living in Prosper vs. National Average

CategoryProsperNational AvgDifference
Public Tuition (In-State)$10,900$10,940-$40
Monthly Rent Near Campus$720$1,050-$330
Cost of Living Index87.7100-12.299999999999997

Prosper's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.

Student Life in Prosper

35

Walk Score

Car-Dependent

14

Transit Score

Minimal Transit

9.9%

Student Population

2,981 students

Prosper has a total population of 30,174, with approximately 2,981 college students (9.9% of the population). Prosper has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.

Post-Graduation Outlook in Prosper

$38,552

Starting Salary

3.3%

Unemployment Rate

53%

Graduation Rate

~27 yrs

ROI Payback Period

Return on Investment Analysis

Graduates from colleges in Prosper earn a median starting salary of $38,552, which is $3,552 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $94,368 (including room and board), it would take approximately 27 years of the salary premium to recoup the investment. With average financial aid of $9,946 per student per year, the net cost and payback period can be significantly reduced.

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