College Costs in Pontotoc, MS 2026
Compare tuition, housing, and financial aid across 1 colleges in Pontotoc, Mississippi. Use our free calculator to estimate your total cost.
Avg Public Tuition
$8,700
per year
Avg Private Tuition
$22,000
per year
Avg Rent Near Campus
$400
per month
Colleges & Universities
1
institutions
Pontotoc Overview
Population
6,047
Student Population
894 (14.8%)
Cost of Living Index
81.6 (avg: 100)
Walk Score
44/100
Transit Score
16/100
Unemployment Rate
4%
College Cost Calculator for Pontotoc
Cost Inputs
Total Cost (4 Years, Public In-State)
$83,428
Total After Financial Aid
$83,428
Annual Cost
$20,857
Annual After Aid
$20,857
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $83,428 |
| Monthly Payment | $947 |
| Total Interest | $30,249 |
| Total Loan Cost | $113,677 |
Universities in Pontotoc
| University | Type | Annual Tuition |
|---|---|---|
| Pontotoc State University | Public | $8,590 |
| Pontotoc Community College | Community | $4,664 |
Pontotoc has 1 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Pontotoc vs. National Average
| Category | Pontotoc | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $8,700 | $10,940 | -$2,240 |
| Monthly Rent Near Campus | $400 | $1,050 | -$650 |
| Cost of Living Index | 81.6 | 100 | -18.400000000000006 |
Pontotoc's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.
Student Life in Pontotoc
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
894 students
Pontotoc has a total population of 6,047, with approximately 894 college students (14.8% of the population). Pontotoc has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.
Post-Graduation Outlook in Pontotoc
$21,860
Starting Salary
4%
Unemployment Rate
45%
Graduation Rate
~0 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Pontotoc earn a median starting salary of $21,860, which is -$13,140 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $83,428 (including room and board), it would take approximately 0 years of the salary premium to recoup the investment. With average financial aid of $10,291 per student per year, the net cost and payback period can be significantly reduced.
Other Cities in Mississippi
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11 colleges · Avg tuition $8,684
Hattiesburg
3 colleges · Avg tuition $9,360
Oxford
2 colleges · Avg tuition $9,152
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3 colleges · Avg tuition $9,392
Gulfport
3 colleges · Avg tuition $8,700
Southaven
3 colleges · Avg tuition $8,700
Biloxi
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Olive Branch
2 colleges · Avg tuition $8,700
Tupelo
2 colleges · Avg tuition $8,700
Meridian
2 colleges · Avg tuition $8,700
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2 colleges · Avg tuition $8,700
Horn Lake
2 colleges · Avg tuition $8,700
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