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College Costs in Pharr, TX 2026

Compare tuition, housing, and financial aid across 4 colleges in Pharr, Texas. Use our free calculator to estimate your total cost.

Avg Public Tuition

$10,900

per year

Avg Private Tuition

$36,000

per year

Avg Rent Near Campus

$400

per month

Colleges & Universities

4

institutions

Pharr Overview

Population

79,112

Student Population

5,420 (6.9%)

Cost of Living Index

76.8 (avg: 100)

Walk Score

43/100

Transit Score

31/100

Unemployment Rate

3.7%

College Cost Calculator for Pharr

Cost Inputs

Total Cost (4 Years, Public In-State)

$92,956

Total After Financial Aid

$92,956

Annual Cost

$23,239

Annual After Aid

$23,239

Cost Breakdown (4 Years)

Tuition$43,600
Room & Board$49,356

If Financed (10-Year Loan at 6.5%)

Loan Amount$92,956
Monthly Payment$1,055
Total Interest$33,704
Total Loan Cost$126,660

Universities in Pharr

UniversityTypeAnnual Tuition
Pharr State UniversityPublic$11,324
Pharr Community CollegeCommunity$5,158

Pharr has 4 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.

Cost of Living in Pharr vs. National Average

CategoryPharrNational AvgDifference
Public Tuition (In-State)$10,900$10,940-$40
Monthly Rent Near Campus$400$1,050-$650
Cost of Living Index76.8100-23.200000000000003

Pharr's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.

Student Life in Pharr

43

Walk Score

Car-Dependent

31

Transit Score

Minimal Transit

6.9%

Student Population

5,420 students

Pharr has a total population of 79,112, with approximately 5,420 college students (6.9% of the population). While not primarily a college town, Pharr offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.

Post-Graduation Outlook in Pharr

$20,862

Starting Salary

3.7%

Unemployment Rate

51%

Graduation Rate

~0 yrs

ROI Payback Period

Return on Investment Analysis

Graduates from colleges in Pharr earn a median starting salary of $20,862, which is -$14,138 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $92,956 (including room and board), it would take approximately 0 years of the salary premium to recoup the investment. With average financial aid of $11,123 per student per year, the net cost and payback period can be significantly reduced.

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