College Costs in Penfield, NY 2026
Compare tuition, housing, and financial aid across 2 colleges in Penfield, New York. Use our free calculator to estimate your total cost.
Avg Public Tuition
$10,200
per year
Avg Private Tuition
$42,000
per year
Avg Rent Near Campus
$1,218
per month
Colleges & Universities
2
institutions
Penfield Overview
Population
38,390
Student Population
2,838 (7.4%)
Cost of Living Index
136 (avg: 100)
Walk Score
38/100
Transit Score
21/100
Unemployment Rate
4.6%
College Cost Calculator for Penfield
Cost Inputs
Total Cost (4 Years, Public In-State)
$103,584
Total After Financial Aid
$103,584
Annual Cost
$25,896
Annual After Aid
$25,896
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $103,584 |
| Monthly Payment | $1,176 |
| Total Interest | $37,557 |
| Total Loan Cost | $141,141 |
Universities in Penfield
| University | Type | Annual Tuition |
|---|---|---|
| Penfield State University | Public | $10,176 |
| Penfield Community College | Community | $6,158 |
Penfield has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Penfield vs. National Average
| Category | Penfield | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $10,200 | $10,940 | -$740 |
| Monthly Rent Near Campus | $1,218 | $1,050 | +$168 |
| Cost of Living Index | 136 | 100 | +36 |
Penfield's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Penfield
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,838 students
Penfield has a total population of 38,390, with approximately 2,838 college students (7.4% of the population). While not primarily a college town, Penfield offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Penfield
$36,483
Starting Salary
4.6%
Unemployment Rate
54%
Graduation Rate
~70 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Penfield earn a median starting salary of $36,483, which is $1,483 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $103,584 (including room and board), it would take approximately 70 years of the salary premium to recoup the investment. With average financial aid of $13,798 per student per year, the net cost and payback period can be significantly reduced.
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