College Costs in Pelham, NY 2026
Compare tuition, housing, and financial aid across 2 colleges in Pelham, New York. Use our free calculator to estimate your total cost.
Avg Public Tuition
$10,200
per year
Avg Private Tuition
$42,000
per year
Avg Rent Near Campus
$1,005
per month
Colleges & Universities
2
institutions
Pelham Overview
Population
44,042
Student Population
2,375 (5.4%)
Cost of Living Index
114.1 (avg: 100)
Walk Score
53/100
Transit Score
26/100
Unemployment Rate
4.4%
College Cost Calculator for Pelham
Cost Inputs
Total Cost (4 Years, Public In-State)
$97,180
Total After Financial Aid
$97,180
Annual Cost
$24,295
Annual After Aid
$24,295
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $97,180 |
| Monthly Payment | $1,103 |
| Total Interest | $35,235 |
| Total Loan Cost | $132,415 |
Universities in Pelham
| University | Type | Annual Tuition |
|---|---|---|
| Pelham State University | Public | $10,296 |
| Pelham Community College | Community | $5,778 |
Pelham has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Pelham vs. National Average
| Category | Pelham | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $10,200 | $10,940 | -$740 |
| Monthly Rent Near Campus | $1,005 | $1,050 | -$45 |
| Cost of Living Index | 114.1 | 100 | +14.099999999999994 |
Pelham's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Pelham
Walk Score
Somewhat Walkable
Transit Score
Minimal Transit
Student Population
2,375 students
Pelham has a total population of 44,042, with approximately 2,375 college students (5.4% of the population). While not primarily a college town, Pelham offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Pelham
$34,962
Starting Salary
4.4%
Unemployment Rate
74%
Graduation Rate
~0 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Pelham earn a median starting salary of $34,962, which is -$38 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $97,180 (including room and board), it would take approximately 0 years of the salary premium to recoup the investment. With average financial aid of $13,914 per student per year, the net cost and payback period can be significantly reduced.
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