College Costs in Pearl, MS 2026
Compare tuition, housing, and financial aid across 2 colleges in Pearl, Mississippi. Use our free calculator to estimate your total cost.
Avg Public Tuition
$8,700
per year
Avg Private Tuition
$22,000
per year
Avg Rent Near Campus
$426
per month
Colleges & Universities
2
institutions
Pearl Overview
Population
26,462
Student Population
2,866 (10.8%)
Cost of Living Index
80.7 (avg: 100)
Walk Score
38/100
Transit Score
20/100
Unemployment Rate
4.3%
College Cost Calculator for Pearl
Cost Inputs
Total Cost (4 Years, Public In-State)
$89,648
Total After Financial Aid
$89,648
Annual Cost
$22,412
Annual After Aid
$22,412
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $89,648 |
| Monthly Payment | $1,018 |
| Total Interest | $32,504 |
| Total Loan Cost | $122,152 |
Universities in Pearl
| University | Type | Annual Tuition |
|---|---|---|
| Pearl State University | Public | $8,214 |
| Pearl Community College | Community | $5,062 |
Pearl has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Pearl vs. National Average
| Category | Pearl | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $8,700 | $10,940 | -$2,240 |
| Monthly Rent Near Campus | $426 | $1,050 | -$624 |
| Cost of Living Index | 80.7 | 100 | -19.299999999999997 |
Pearl's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.
Student Life in Pearl
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,866 students
Pearl has a total population of 26,462, with approximately 2,866 college students (10.8% of the population). Pearl has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.
Post-Graduation Outlook in Pearl
$31,817
Starting Salary
4.3%
Unemployment Rate
59%
Graduation Rate
~0 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Pearl earn a median starting salary of $31,817, which is -$3,183 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $89,648 (including room and board), it would take approximately 0 years of the salary premium to recoup the investment. With average financial aid of $14,963 per student per year, the net cost and payback period can be significantly reduced.
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