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College Costs in Oyster Bay, NY 2026

Compare tuition, housing, and financial aid across 11 colleges in Oyster Bay, New York. Use our free calculator to estimate your total cost.

Avg Public Tuition

$10,200

per year

Avg Private Tuition

$42,000

per year

Avg Rent Near Campus

$1,620

per month

Colleges & Universities

11

institutions

Oyster Bay Overview

Population

293,214

Student Population

16,302 (5.6%)

Cost of Living Index

145 (avg: 100)

Walk Score

77/100

Transit Score

47/100

Unemployment Rate

3.9%

College Cost Calculator for Oyster Bay

Cost Inputs

Total Cost (4 Years, Public In-State)

$102,708

Total After Financial Aid

$102,708

Annual Cost

$25,677

Annual After Aid

$25,677

Cost Breakdown (4 Years)

Tuition$40,800
Room & Board$61,908

If Financed (10-Year Loan at 6.5%)

Loan Amount$102,708
Monthly Payment$1,166
Total Interest$37,239
Total Loan Cost$139,947

Universities in Oyster Bay

UniversityTypeAnnual Tuition
Oyster Bay State UniversityPublic$10,019
University of Oyster BayPublic$9,448
Oyster Bay Community CollegeCommunity$5,924
New York Technical College - Oyster BayCommunity$6,048

Oyster Bay has 11 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.

Cost of Living in Oyster Bay vs. National Average

CategoryOyster BayNational AvgDifference
Public Tuition (In-State)$10,200$10,940-$740
Monthly Rent Near Campus$1,620$1,050+$570
Cost of Living Index145100+45

Oyster Bay's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.

Student Life in Oyster Bay

77

Walk Score

Very Walkable

47

Transit Score

Some Transit

5.6%

Student Population

16,302 students

Oyster Bay has a total population of 293,214, with approximately 16,302 college students (5.6% of the population). While not primarily a college town, Oyster Bay offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.

Post-Graduation Outlook in Oyster Bay

$47,770

Starting Salary

3.9%

Unemployment Rate

57%

Graduation Rate

~8 yrs

ROI Payback Period

Return on Investment Analysis

Graduates from colleges in Oyster Bay earn a median starting salary of $47,770, which is $12,770 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $102,708 (including room and board), it would take approximately 8 years of the salary premium to recoup the investment. With average financial aid of $8,000 per student per year, the net cost and payback period can be significantly reduced.

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