College Costs in Oxford, NY 2026
Compare tuition, housing, and financial aid across 2 colleges in Oxford, New York. Use our free calculator to estimate your total cost.
Avg Public Tuition
$10,200
per year
Avg Private Tuition
$42,000
per year
Avg Rent Near Campus
$1,125
per month
Colleges & Universities
2
institutions
Oxford Overview
Population
21,892
Student Population
2,973 (13.6%)
Cost of Living Index
124.1 (avg: 100)
Walk Score
40/100
Transit Score
17/100
Unemployment Rate
3.7%
College Cost Calculator for Oxford
Cost Inputs
Total Cost (4 Years, Public In-State)
$103,840
Total After Financial Aid
$103,840
Annual Cost
$25,960
Annual After Aid
$25,960
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $103,840 |
| Monthly Payment | $1,179 |
| Total Interest | $37,650 |
| Total Loan Cost | $141,490 |
Universities in Oxford
| University | Type | Annual Tuition |
|---|---|---|
| Oxford State University | Public | $10,394 |
| Oxford Community College | Community | $5,664 |
Oxford has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Oxford vs. National Average
| Category | Oxford | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $10,200 | $10,940 | -$740 |
| Monthly Rent Near Campus | $1,125 | $1,050 | +$75 |
| Cost of Living Index | 124.1 | 100 | +24.099999999999994 |
Oxford's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Oxford
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,973 students
Oxford has a total population of 21,892, with approximately 2,973 college students (13.6% of the population). Oxford has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.
Post-Graduation Outlook in Oxford
$44,044
Starting Salary
3.7%
Unemployment Rate
74%
Graduation Rate
~11 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Oxford earn a median starting salary of $44,044, which is $9,044 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $103,840 (including room and board), it would take approximately 11 years of the salary premium to recoup the investment. With average financial aid of $12,544 per student per year, the net cost and payback period can be significantly reduced.
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