College Costs in Owings Mills, MD 2026
Compare tuition, housing, and financial aid across 2 colleges in Owings Mills, Maryland. Use our free calculator to estimate your total cost.
Avg Public Tuition
$10,800
per year
Avg Private Tuition
$42,000
per year
Avg Rent Near Campus
$1,113
per month
Colleges & Universities
2
institutions
Owings Mills Overview
Population
34,360
Student Population
2,054 (6.0%)
Cost of Living Index
107.9 (avg: 100)
Walk Score
52/100
Transit Score
15/100
Unemployment Rate
3.1%
College Cost Calculator for Owings Mills
Cost Inputs
Total Cost (4 Years, Public In-State)
$99,380
Total After Financial Aid
$99,380
Annual Cost
$24,845
Annual After Aid
$24,845
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $99,380 |
| Monthly Payment | $1,128 |
| Total Interest | $36,033 |
| Total Loan Cost | $135,413 |
Universities in Owings Mills
| University | Type | Annual Tuition |
|---|---|---|
| Owings Mills State University | Public | $11,272 |
| Owings Mills Community College | Community | $6,070 |
Owings Mills has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Owings Mills vs. National Average
| Category | Owings Mills | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $10,800 | $10,940 | -$140 |
| Monthly Rent Near Campus | $1,113 | $1,050 | +$63 |
| Cost of Living Index | 107.9 | 100 | +7.900000000000006 |
Owings Mills's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Owings Mills
Walk Score
Somewhat Walkable
Transit Score
Minimal Transit
Student Population
2,054 students
Owings Mills has a total population of 34,360, with approximately 2,054 college students (6.0% of the population). While not primarily a college town, Owings Mills offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Owings Mills
$45,993
Starting Salary
3.1%
Unemployment Rate
46%
Graduation Rate
~9 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Owings Mills earn a median starting salary of $45,993, which is $10,993 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $99,380 (including room and board), it would take approximately 9 years of the salary premium to recoup the investment. With average financial aid of $9,626 per student per year, the net cost and payback period can be significantly reduced.
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