College Costs in Oneonta, NY 2026
Compare tuition, housing, and financial aid across 1 colleges in Oneonta, New York. Use our free calculator to estimate your total cost.
Avg Public Tuition
$10,200
per year
Avg Private Tuition
$42,000
per year
Avg Rent Near Campus
$1,305
per month
Colleges & Universities
1
institutions
Oneonta Overview
Population
13,901
Student Population
2,151 (15.5%)
Cost of Living Index
134.7 (avg: 100)
Walk Score
40/100
Transit Score
19/100
Unemployment Rate
4%
College Cost Calculator for Oneonta
Cost Inputs
Total Cost (4 Years, Public In-State)
$105,092
Total After Financial Aid
$105,092
Annual Cost
$26,273
Annual After Aid
$26,273
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $105,092 |
| Monthly Payment | $1,193 |
| Total Interest | $38,104 |
| Total Loan Cost | $143,196 |
Universities in Oneonta
| University | Type | Annual Tuition |
|---|---|---|
| Oneonta State University | Public | $9,794 |
| Oneonta Community College | Community | $5,904 |
Oneonta has 1 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Oneonta vs. National Average
| Category | Oneonta | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $10,200 | $10,940 | -$740 |
| Monthly Rent Near Campus | $1,305 | $1,050 | +$255 |
| Cost of Living Index | 134.7 | 100 | +34.69999999999999 |
Oneonta's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Oneonta
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,151 students
Oneonta has a total population of 13,901, with approximately 2,151 college students (15.5% of the population). As a major college town, Oneonta offers a vibrant campus atmosphere with student-friendly businesses, affordable dining options, and active social scene.
Post-Graduation Outlook in Oneonta
$37,842
Starting Salary
4%
Unemployment Rate
74%
Graduation Rate
~37 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Oneonta earn a median starting salary of $37,842, which is $2,842 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $105,092 (including room and board), it would take approximately 37 years of the salary premium to recoup the investment. With average financial aid of $8,282 per student per year, the net cost and payback period can be significantly reduced.
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