College Costs in Oak Harbor, WA 2026
Compare tuition, housing, and financial aid across 2 colleges in Oak Harbor, Washington. Use our free calculator to estimate your total cost.
Avg Public Tuition
$11,800
per year
Avg Private Tuition
$40,000
per year
Avg Rent Near Campus
$1,386
per month
Colleges & Universities
2
institutions
Oak Harbor Overview
Population
24,451
Student Population
1,635 (6.7%)
Cost of Living Index
113.4 (avg: 100)
Walk Score
48/100
Transit Score
13/100
Unemployment Rate
3.7%
College Cost Calculator for Oak Harbor
Cost Inputs
Total Cost (4 Years, Public In-State)
$108,560
Total After Financial Aid
$108,560
Annual Cost
$27,140
Annual After Aid
$27,140
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $108,560 |
| Monthly Payment | $1,233 |
| Total Interest | $39,361 |
| Total Loan Cost | $147,921 |
Universities in Oak Harbor
| University | Type | Annual Tuition |
|---|---|---|
| Oak Harbor State University | Public | $10,979 |
| Oak Harbor Community College | Community | $6,046 |
Oak Harbor has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Oak Harbor vs. National Average
| Category | Oak Harbor | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $11,800 | $10,940 | +$860 |
| Monthly Rent Near Campus | $1,386 | $1,050 | +$336 |
| Cost of Living Index | 113.4 | 100 | +13.400000000000006 |
Oak Harbor's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Oak Harbor
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
1,635 students
Oak Harbor has a total population of 24,451, with approximately 1,635 college students (6.7% of the population). While not primarily a college town, Oak Harbor offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Oak Harbor
$55,123
Starting Salary
3.7%
Unemployment Rate
68%
Graduation Rate
~5 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Oak Harbor earn a median starting salary of $55,123, which is $20,123 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $108,560 (including room and board), it would take approximately 5 years of the salary premium to recoup the investment. With average financial aid of $12,685 per student per year, the net cost and payback period can be significantly reduced.
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