College Costs in Oak Harbor, OH 2026
Compare tuition, housing, and financial aid across 2 colleges in Oak Harbor, Ohio. Use our free calculator to estimate your total cost.
Avg Public Tuition
$11,000
per year
Avg Private Tuition
$34,000
per year
Avg Rent Near Campus
$555
per month
Colleges & Universities
2
institutions
Oak Harbor Overview
Population
29,625
Student Population
3,334 (11.3%)
Cost of Living Index
97.4 (avg: 100)
Walk Score
42/100
Transit Score
17/100
Unemployment Rate
4.6%
College Cost Calculator for Oak Harbor
Cost Inputs
Total Cost (4 Years, Public In-State)
$101,764
Total After Financial Aid
$101,764
Annual Cost
$25,441
Annual After Aid
$25,441
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $101,764 |
| Monthly Payment | $1,156 |
| Total Interest | $36,897 |
| Total Loan Cost | $138,661 |
Universities in Oak Harbor
| University | Type | Annual Tuition |
|---|---|---|
| Oak Harbor State University | Public | $11,868 |
| Oak Harbor Community College | Community | $5,689 |
Oak Harbor has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Oak Harbor vs. National Average
| Category | Oak Harbor | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $11,000 | $10,940 | +$60 |
| Monthly Rent Near Campus | $555 | $1,050 | -$495 |
| Cost of Living Index | 97.4 | 100 | -2.5999999999999943 |
Oak Harbor's cost of living is near the national average. Students can expect typical expenses comparable to most other U.S. cities.
Student Life in Oak Harbor
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
3,334 students
Oak Harbor has a total population of 29,625, with approximately 3,334 college students (11.3% of the population). Oak Harbor has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.
Post-Graduation Outlook in Oak Harbor
$39,090
Starting Salary
4.6%
Unemployment Rate
60%
Graduation Rate
~25 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Oak Harbor earn a median starting salary of $39,090, which is $4,090 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $101,764 (including room and board), it would take approximately 25 years of the salary premium to recoup the investment. With average financial aid of $13,222 per student per year, the net cost and payback period can be significantly reduced.
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