College Costs in Mount Sterling, KY 2026
Compare tuition, housing, and financial aid across 1 colleges in Mount Sterling, Kentucky. Use our free calculator to estimate your total cost.
Avg Public Tuition
$11,600
per year
Avg Private Tuition
$30,000
per year
Avg Rent Near Campus
$420
per month
Colleges & Universities
1
institutions
Mount Sterling Overview
Population
7,338
Student Population
1,391 (19.0%)
Cost of Living Index
88.1 (avg: 100)
Walk Score
31/100
Transit Score
21/100
Unemployment Rate
3.5%
College Cost Calculator for Mount Sterling
Cost Inputs
Total Cost (4 Years, Public In-State)
$102,856
Total After Financial Aid
$102,856
Annual Cost
$25,714
Annual After Aid
$25,714
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $102,856 |
| Monthly Payment | $1,168 |
| Total Interest | $37,293 |
| Total Loan Cost | $140,149 |
Universities in Mount Sterling
| University | Type | Annual Tuition |
|---|---|---|
| Mount Sterling State University | Public | $10,511 |
| Mount Sterling Community College | Community | $4,890 |
Mount Sterling has 1 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Mount Sterling vs. National Average
| Category | Mount Sterling | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $11,600 | $10,940 | +$660 |
| Monthly Rent Near Campus | $420 | $1,050 | -$630 |
| Cost of Living Index | 88.1 | 100 | -11.900000000000006 |
Mount Sterling's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.
Student Life in Mount Sterling
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
1,391 students
Mount Sterling has a total population of 7,338, with approximately 1,391 college students (19.0% of the population). As a major college town, Mount Sterling offers a vibrant campus atmosphere with student-friendly businesses, affordable dining options, and active social scene.
Post-Graduation Outlook in Mount Sterling
$28,641
Starting Salary
3.5%
Unemployment Rate
47%
Graduation Rate
~0 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Mount Sterling earn a median starting salary of $28,641, which is -$6,359 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $102,856 (including room and board), it would take approximately 0 years of the salary premium to recoup the investment. With average financial aid of $13,197 per student per year, the net cost and payback period can be significantly reduced.
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