College Costs in Moody, TX 2026
Compare tuition, housing, and financial aid across 2 colleges in Moody, Texas. Use our free calculator to estimate your total cost.
Avg Public Tuition
$10,900
per year
Avg Private Tuition
$36,000
per year
Avg Rent Near Campus
$960
per month
Colleges & Universities
2
institutions
Moody Overview
Population
20,974
Student Population
2,210 (10.5%)
Cost of Living Index
93 (avg: 100)
Walk Score
46/100
Transit Score
19/100
Unemployment Rate
3.9%
College Cost Calculator for Moody
Cost Inputs
Total Cost (4 Years, Public In-State)
$95,276
Total After Financial Aid
$95,276
Annual Cost
$23,819
Annual After Aid
$23,819
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $95,276 |
| Monthly Payment | $1,082 |
| Total Interest | $34,545 |
| Total Loan Cost | $129,821 |
Universities in Moody
| University | Type | Annual Tuition |
|---|---|---|
| Moody State University | Public | $10,905 |
| Moody Community College | Community | $5,711 |
Moody has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Moody vs. National Average
| Category | Moody | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $10,900 | $10,940 | -$40 |
| Monthly Rent Near Campus | $960 | $1,050 | -$90 |
| Cost of Living Index | 93 | 100 | -7 |
Moody's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.
Student Life in Moody
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,210 students
Moody has a total population of 20,974, with approximately 2,210 college students (10.5% of the population). Moody has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.
Post-Graduation Outlook in Moody
$36,466
Starting Salary
3.9%
Unemployment Rate
48%
Graduation Rate
~65 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Moody earn a median starting salary of $36,466, which is $1,466 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $95,276 (including room and board), it would take approximately 65 years of the salary premium to recoup the investment. With average financial aid of $15,936 per student per year, the net cost and payback period can be significantly reduced.
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