College Costs in Monticello, MN 2026
Compare tuition, housing, and financial aid across 2 colleges in Monticello, Minnesota. Use our free calculator to estimate your total cost.
Avg Public Tuition
$14,200
per year
Avg Private Tuition
$38,000
per year
Avg Rent Near Campus
$894
per month
Colleges & Universities
2
institutions
Monticello Overview
Population
15,287
Student Population
844 (5.5%)
Cost of Living Index
99 (avg: 100)
Walk Score
48/100
Transit Score
18/100
Unemployment Rate
3.6%
College Cost Calculator for Monticello
Cost Inputs
Total Cost (4 Years, Public In-State)
$109,536
Total After Financial Aid
$109,536
Annual Cost
$27,384
Annual After Aid
$27,384
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $109,536 |
| Monthly Payment | $1,244 |
| Total Interest | $39,715 |
| Total Loan Cost | $149,251 |
Universities in Monticello
| University | Type | Annual Tuition |
|---|---|---|
| Monticello State University | Public | $14,716 |
| Monticello Community College | Community | $5,180 |
Monticello has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Monticello vs. National Average
| Category | Monticello | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $14,200 | $10,940 | +$3,260 |
| Monthly Rent Near Campus | $894 | $1,050 | -$156 |
| Cost of Living Index | 99 | 100 | -1 |
Monticello's cost of living is near the national average. Students can expect typical expenses comparable to most other U.S. cities.
Student Life in Monticello
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
844 students
Monticello has a total population of 15,287, with approximately 844 college students (5.5% of the population). While not primarily a college town, Monticello offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Monticello
$49,509
Starting Salary
3.6%
Unemployment Rate
60%
Graduation Rate
~8 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Monticello earn a median starting salary of $49,509, which is $14,509 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $109,536 (including room and board), it would take approximately 8 years of the salary premium to recoup the investment. With average financial aid of $14,336 per student per year, the net cost and payback period can be significantly reduced.
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