College Costs in Middletown, NY 2026
Compare tuition, housing, and financial aid across 2 colleges in Middletown, New York. Use our free calculator to estimate your total cost.
Avg Public Tuition
$10,200
per year
Avg Private Tuition
$42,000
per year
Avg Rent Near Campus
$1,338
per month
Colleges & Universities
2
institutions
Middletown Overview
Population
28,584
Student Population
2,866 (10.0%)
Cost of Living Index
138.3 (avg: 100)
Walk Score
43/100
Transit Score
19/100
Unemployment Rate
3.7%
College Cost Calculator for Middletown
Cost Inputs
Total Cost (4 Years, Public In-State)
$101,920
Total After Financial Aid
$101,920
Annual Cost
$25,480
Annual After Aid
$25,480
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $101,920 |
| Monthly Payment | $1,157 |
| Total Interest | $36,954 |
| Total Loan Cost | $138,874 |
Universities in Middletown
| University | Type | Annual Tuition |
|---|---|---|
| Middletown State University | Public | $11,184 |
| Middletown Community College | Community | $5,924 |
Middletown has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Middletown vs. National Average
| Category | Middletown | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $10,200 | $10,940 | -$740 |
| Monthly Rent Near Campus | $1,338 | $1,050 | +$288 |
| Cost of Living Index | 138.3 | 100 | +38.30000000000001 |
Middletown's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Middletown
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,866 students
Middletown has a total population of 28,584, with approximately 2,866 college students (10.0% of the population). Middletown has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.
Post-Graduation Outlook in Middletown
$40,086
Starting Salary
3.7%
Unemployment Rate
74%
Graduation Rate
~20 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Middletown earn a median starting salary of $40,086, which is $5,086 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $101,920 (including room and board), it would take approximately 20 years of the salary premium to recoup the investment. With average financial aid of $9,229 per student per year, the net cost and payback period can be significantly reduced.
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