College Costs in Middletown, KY 2026
Compare tuition, housing, and financial aid across 2 colleges in Middletown, Kentucky. Use our free calculator to estimate your total cost.
Avg Public Tuition
$11,600
per year
Avg Private Tuition
$30,000
per year
Avg Rent Near Campus
$690
per month
Colleges & Universities
2
institutions
Middletown Overview
Population
23,670
Student Population
1,184 (5.0%)
Cost of Living Index
94.9 (avg: 100)
Walk Score
40/100
Transit Score
16/100
Unemployment Rate
4.3%
College Cost Calculator for Middletown
Cost Inputs
Total Cost (4 Years, Public In-State)
$98,032
Total After Financial Aid
$98,032
Annual Cost
$24,508
Annual After Aid
$24,508
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $98,032 |
| Monthly Payment | $1,113 |
| Total Interest | $35,544 |
| Total Loan Cost | $133,576 |
Universities in Middletown
| University | Type | Annual Tuition |
|---|---|---|
| Middletown State University | Public | $11,594 |
| Middletown Community College | Community | $5,458 |
Middletown has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Middletown vs. National Average
| Category | Middletown | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $11,600 | $10,940 | +$660 |
| Monthly Rent Near Campus | $690 | $1,050 | -$360 |
| Cost of Living Index | 94.9 | 100 | -5.099999999999994 |
Middletown's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.
Student Life in Middletown
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
1,184 students
Middletown has a total population of 23,670, with approximately 1,184 college students (5.0% of the population). While not primarily a college town, Middletown offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Middletown
$34,414
Starting Salary
4.3%
Unemployment Rate
52%
Graduation Rate
~0 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Middletown earn a median starting salary of $34,414, which is -$586 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $98,032 (including room and board), it would take approximately 0 years of the salary premium to recoup the investment. With average financial aid of $10,470 per student per year, the net cost and payback period can be significantly reduced.
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