College Costs in Middle Valley, TN 2026
Compare tuition, housing, and financial aid across 3 colleges in Middle Valley, Tennessee. Use our free calculator to estimate your total cost.
Avg Public Tuition
$10,100
per year
Avg Private Tuition
$32,000
per year
Avg Rent Near Campus
$750
per month
Colleges & Universities
3
institutions
Middle Valley Overview
Population
45,916
Student Population
3,141 (6.8%)
Cost of Living Index
94.4 (avg: 100)
Walk Score
47/100
Transit Score
19/100
Unemployment Rate
2.6%
College Cost Calculator for Middle Valley
Cost Inputs
Total Cost (4 Years, Public In-State)
$99,036
Total After Financial Aid
$99,036
Annual Cost
$24,759
Annual After Aid
$24,759
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $99,036 |
| Monthly Payment | $1,125 |
| Total Interest | $35,908 |
| Total Loan Cost | $134,944 |
Universities in Middle Valley
| University | Type | Annual Tuition |
|---|---|---|
| Middle Valley State University | Public | $9,837 |
| Middle Valley Community College | Community | $5,695 |
Middle Valley has 3 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Middle Valley vs. National Average
| Category | Middle Valley | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $10,100 | $10,940 | -$840 |
| Monthly Rent Near Campus | $750 | $1,050 | -$300 |
| Cost of Living Index | 94.4 | 100 | -5.599999999999994 |
Middle Valley's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.
Student Life in Middle Valley
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
3,141 students
Middle Valley has a total population of 45,916, with approximately 3,141 college students (6.8% of the population). While not primarily a college town, Middle Valley offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Middle Valley
$35,545
Starting Salary
2.6%
Unemployment Rate
47%
Graduation Rate
~182 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Middle Valley earn a median starting salary of $35,545, which is $545 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $99,036 (including room and board), it would take approximately 182 years of the salary premium to recoup the investment. With average financial aid of $14,899 per student per year, the net cost and payback period can be significantly reduced.
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