College Costs in McKinney, TX 2026
Compare tuition, housing, and financial aid across 8 colleges in McKinney, Texas. Use our free calculator to estimate your total cost.
Avg Public Tuition
$10,900
per year
Avg Private Tuition
$36,000
per year
Avg Rent Near Campus
$1,140
per month
Colleges & Universities
8
institutions
McKinney Overview
Population
199,177
Student Population
11,565 (5.8%)
Cost of Living Index
104.8 (avg: 100)
Walk Score
59/100
Transit Score
38/100
Unemployment Rate
3.3%
College Cost Calculator for McKinney
Cost Inputs
Total Cost (4 Years, Public In-State)
$99,080
Total After Financial Aid
$99,080
Annual Cost
$24,770
Annual After Aid
$24,770
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $99,080 |
| Monthly Payment | $1,125 |
| Total Interest | $35,924 |
| Total Loan Cost | $135,004 |
Universities in McKinney
| University | Type | Annual Tuition |
|---|---|---|
| McKinney State University | Public | $10,909 |
| University of McKinney | Public | $10,604 |
| McKinney Community College | Community | $5,398 |
McKinney has 8 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in McKinney vs. National Average
| Category | McKinney | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $10,900 | $10,940 | -$40 |
| Monthly Rent Near Campus | $1,140 | $1,050 | +$90 |
| Cost of Living Index | 104.8 | 100 | +4.799999999999997 |
McKinney's cost of living is near the national average. Students can expect typical expenses comparable to most other U.S. cities.
Student Life in McKinney
Walk Score
Somewhat Walkable
Transit Score
Minimal Transit
Student Population
11,565 students
McKinney has a total population of 199,177, with approximately 11,565 college students (5.8% of the population). While not primarily a college town, McKinney offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in McKinney
$61,325
Starting Salary
3.3%
Unemployment Rate
59%
Graduation Rate
~4 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in McKinney earn a median starting salary of $61,325, which is $26,325 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $99,080 (including room and board), it would take approximately 4 years of the salary premium to recoup the investment. With average financial aid of $11,814 per student per year, the net cost and payback period can be significantly reduced.
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