College Cost Planning in Lockwood, MT 2026
Estimate tuition, housing, financial aid, and payback using local planning benchmarks for Lockwood, Montana. Use the calculator to stress-test your net cost before borrowing.
Local Planning Model, Not a School Directory
DegreeCalc treats Lockwood as an education-cost market for tuition, rent, aid, and payback planning. We do not publish synthetic or unverified institution names on this page. Before applying, verify specific schools with NCES College Navigator, College Scorecard, official catalogs, and each school's net price calculator.
Avg Public Tuition
$7,700
per year
Avg Private Tuition
$28,000
per year
Avg Rent Near Campus
$1,056
per month
Local Cost Market
1
benchmark points
Lockwood Overview
Population
8,234
Student Population
1,881 (22.8%)
Cost of Living Index
97.6 (avg: 100)
Walk Score
48/100
Transit Score
16/100
Unemployment Rate
2.4%
College Cost Calculator for Lockwood
Cost Inputs
Total Cost (4 Years, Public In-State)
$85,636
Total After Financial Aid
$85,636
Annual Cost
$21,409
Annual After Aid
$21,409
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $85,636 |
| Monthly Payment | $972 |
| Total Interest | $31,050 |
| Total Loan Cost | $116,686 |
Education Cost Benchmarks in Lockwood
These are city-level planning estimates for tuition, housing, aid, and student costs. Use them for budgeting, then verify specific schools with NCES College Navigator, College Scorecard, and the institution's own net price calculator.
Institution count
1
Public tuition
$7,700
Private tuition
$28,000
Community college
$5,277
Cost of Living in Lockwood vs. National Average
| Category | Lockwood | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $7,700 | $10,940 | -$3,240 |
| Monthly Rent Near Campus | $1,056 | $1,050 | +$6 |
| Cost of Living Index | 97.6 | 100 | -2.4000000000000057 |
Lockwood's cost of living is near the national average. Students can expect typical expenses comparable to most other U.S. cities.
Student Life in Lockwood
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
1,881 students
Lockwood has a total population of 8,234, with approximately 1,881 college students (22.8% of the population). As a major college town, Lockwood offers a vibrant campus atmosphere with student-friendly businesses, affordable dining options, and active social scene.
Post-Graduation Outlook in Lockwood
$34,945
Starting Salary
2.4%
Unemployment Rate
46%
Graduation Rate
Review
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Lockwood earn a median starting salary of $34,945, which is $55 less per year than the average high school graduate salary of $35,000. The modeled starting salary does not create a positive premium over the high-school earnings benchmark, so this market needs extra scrutiny before borrowing. With average financial aid of $8,410 per student per year, the net cost can change materially by school and program.
Other Cities in Montana
Billings
5 colleges · Avg tuition $6,858
Missoula
5 colleges · Avg tuition $7,654
Great Falls
6 colleges · Avg tuition $10,884
Helena
4 colleges · Avg tuition $9,523
Bozeman
3 colleges · Avg tuition $7,700
Butte
2 colleges · Avg tuition $7,700
Kalispell
2 colleges · Avg tuition $7,700
Belgrade
1 colleges · Avg tuition $7,700
Havre
1 colleges · Avg tuition $7,700
Anaconda
1 colleges · Avg tuition $7,700
Miles City
1 colleges · Avg tuition $7,700
Evergreen
1 colleges · Avg tuition $7,700
Methodology & Education Data Sources for Lockwood
How we compile Lockwood college data: Our institution profiles, tuition figures, and outcome data combine multiple federal datasets — primarily IPEDS (Integrated Postsecondary Education Data System), which all Title IV-eligible US colleges report to annually, and College Scorecard from the US Department of Education. Cost-of-attendance figures include published tuition, fees, room/board, books, and transportation per institutional reporting.
- Tuition data reflects published in-state and out-of-state rates per IPEDS for Lockwood institutions, updated annually.
- Acceptance rates sourced from College Scorecard (most recent reporting cycle), reflecting first-year first-time freshman admissions.
- Earnings outcomes tracked 6-10 years post-enrollment per College Scorecard, comparing earnings to high school graduates ($30,200 baseline).
- Default rates: Cohort Default Rate (CDR) from US Dept of Education tracks 3-year repayment outcomes after entering repayment.
- Local context: Lockwood's walk score, transit options, and cost of living affect total college expenses beyond tuition.
Authoritative US education data sources:
- IPEDS — Integrated Postsecondary Education Data — federal college data
- College Scorecard (US Dept of Education) — earnings, debt, completion
- NCES Digest of Education Statistics — education indicators
- Federal Student Aid (FAFSA) — official US student loan info
- NCES College Navigator — official institution search
- BLS Occupational Outlook Handbook — career outcomes by major
Education Disclaimer: College data reflects most recent IPEDS/Scorecard reporting (typically 1-2 year lag). Tuition can change annually. Always verify current figures with the institution's financial aid office. Use the FAFSA Estimator for personalized aid eligibility.
Reviewed by Brazora Monk · Last updated 2026 · IPEDS data current as of latest annual release
Frequently Asked Questions
How much does college cost in Lockwood, MT?
Average annual in-state public university tuition in Lockwood is $7,700. Private university tuition averages $28,000, and community college tuition averages $5,277. When room and board ($13,709/year) is included, the total annual cost at a public university is approximately $21,409.
How many local cost benchmarks are used for Lockwood, MT?
Lockwood uses approximately 1 local education-market benchmark points for tuition, housing, and student-cost planning. The city has an estimated student population of approximately 1,881, which represents 22.8% of the total population.
What is the average rent near campus in Lockwood?
The average rent near college campuses in Lockwood is approximately $1,056 per month. The city has a cost of living index of 97.6 (national average is 100), a walk score of 48, and a public transit score of 16. Students can save on housing by sharing apartments or living further from campus.
What is the average starting salary after college in Lockwood?
College graduates in Lockwood earn a median starting salary of $34,945. The local unemployment rate is 2.4%. With an average financial aid package of $8,410 per student and a 46% graduation rate, students should carefully plan their college journey to maximize their return on investment.
Is it worth going to college in Lockwood, MT?
With a median starting salary of $34,945 and an average 4-year public university cost of $85,636 (including room and board), the modeled salary premium is not strong enough to show a standard payback period. Use grants, lower-cost school choices, and program-specific earnings before borrowing.
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