College Costs in Kettering, OH 2026
Compare tuition, housing, and financial aid across 3 colleges in Kettering, Ohio. Use our free calculator to estimate your total cost.
Avg Public Tuition
$11,000
per year
Avg Private Tuition
$34,000
per year
Avg Rent Near Campus
$570
per month
Colleges & Universities
3
institutions
Kettering Overview
Population
57,862
Student Population
3,085 (5.3%)
Cost of Living Index
84.8 (avg: 100)
Walk Score
51/100
Transit Score
23/100
Unemployment Rate
3.2%
College Cost Calculator for Kettering
Cost Inputs
Total Cost (4 Years, Public In-State)
$100,664
Total After Financial Aid
$100,664
Annual Cost
$25,166
Annual After Aid
$25,166
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $100,664 |
| Monthly Payment | $1,143 |
| Total Interest | $36,498 |
| Total Loan Cost | $137,162 |
Universities in Kettering
| University | Type | Annual Tuition |
|---|---|---|
| Kettering State University | Public | $11,241 |
| Kettering Community College | Community | $4,706 |
Kettering has 3 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Kettering vs. National Average
| Category | Kettering | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $11,000 | $10,940 | +$60 |
| Monthly Rent Near Campus | $570 | $1,050 | -$480 |
| Cost of Living Index | 84.8 | 100 | -15.200000000000003 |
Kettering's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.
Student Life in Kettering
Walk Score
Somewhat Walkable
Transit Score
Minimal Transit
Student Population
3,085 students
Kettering has a total population of 57,862, with approximately 3,085 college students (5.3% of the population). While not primarily a college town, Kettering offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Kettering
$37,103
Starting Salary
3.2%
Unemployment Rate
65%
Graduation Rate
~48 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Kettering earn a median starting salary of $37,103, which is $2,103 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $100,664 (including room and board), it would take approximately 48 years of the salary premium to recoup the investment. With average financial aid of $13,760 per student per year, the net cost and payback period can be significantly reduced.
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