College Costs in Hamilton, NY 2026
Compare tuition, housing, and financial aid across 2 colleges in Hamilton, New York. Use our free calculator to estimate your total cost.
Avg Public Tuition
$10,200
per year
Avg Private Tuition
$42,000
per year
Avg Rent Near Campus
$855
per month
Colleges & Universities
2
institutions
Hamilton Overview
Population
27,725
Student Population
2,913 (10.5%)
Cost of Living Index
111.3 (avg: 100)
Walk Score
47/100
Transit Score
25/100
Unemployment Rate
4.9%
College Cost Calculator for Hamilton
Cost Inputs
Total Cost (4 Years, Public In-State)
$95,404
Total After Financial Aid
$95,404
Annual Cost
$23,851
Annual After Aid
$23,851
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $95,404 |
| Monthly Payment | $1,083 |
| Total Interest | $34,591 |
| Total Loan Cost | $129,995 |
Universities in Hamilton
| University | Type | Annual Tuition |
|---|---|---|
| Hamilton State University | Public | $10,894 |
| Hamilton Community College | Community | $5,431 |
Hamilton has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Hamilton vs. National Average
| Category | Hamilton | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $10,200 | $10,940 | -$740 |
| Monthly Rent Near Campus | $855 | $1,050 | -$195 |
| Cost of Living Index | 111.3 | 100 | +11.299999999999997 |
Hamilton's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Hamilton
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,913 students
Hamilton has a total population of 27,725, with approximately 2,913 college students (10.5% of the population). Hamilton has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.
Post-Graduation Outlook in Hamilton
$44,607
Starting Salary
4.9%
Unemployment Rate
49%
Graduation Rate
~10 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Hamilton earn a median starting salary of $44,607, which is $9,607 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $95,404 (including room and board), it would take approximately 10 years of the salary premium to recoup the investment. With average financial aid of $10,150 per student per year, the net cost and payback period can be significantly reduced.
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