College Costs in Germantown, TN 2026
Compare tuition, housing, and financial aid across 2 colleges in Germantown, Tennessee. Use our free calculator to estimate your total cost.
Avg Public Tuition
$10,100
per year
Avg Private Tuition
$32,000
per year
Avg Rent Near Campus
$738
per month
Colleges & Universities
2
institutions
Germantown Overview
Population
39,375
Student Population
3,313 (8.4%)
Cost of Living Index
86.3 (avg: 100)
Walk Score
51/100
Transit Score
24/100
Unemployment Rate
3%
College Cost Calculator for Germantown
Cost Inputs
Total Cost (4 Years, Public In-State)
$90,812
Total After Financial Aid
$90,812
Annual Cost
$22,703
Annual After Aid
$22,703
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $90,812 |
| Monthly Payment | $1,031 |
| Total Interest | $32,926 |
| Total Loan Cost | $123,738 |
Universities in Germantown
| University | Type | Annual Tuition |
|---|---|---|
| Germantown State University | Public | $9,332 |
| Germantown Community College | Community | $4,732 |
Germantown has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Germantown vs. National Average
| Category | Germantown | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $10,100 | $10,940 | -$840 |
| Monthly Rent Near Campus | $738 | $1,050 | -$312 |
| Cost of Living Index | 86.3 | 100 | -13.700000000000003 |
Germantown's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.
Student Life in Germantown
Walk Score
Somewhat Walkable
Transit Score
Minimal Transit
Student Population
3,313 students
Germantown has a total population of 39,375, with approximately 3,313 college students (8.4% of the population). Germantown has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.
Post-Graduation Outlook in Germantown
$29,228
Starting Salary
3%
Unemployment Rate
59%
Graduation Rate
~0 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Germantown earn a median starting salary of $29,228, which is -$5,772 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $90,812 (including room and board), it would take approximately 0 years of the salary premium to recoup the investment. With average financial aid of $8,064 per student per year, the net cost and payback period can be significantly reduced.
Other Cities in Tennessee
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Knoxville
5 colleges · Avg tuition $8,792
Chattanooga
5 colleges · Avg tuition $9,648
Clarksville
9 colleges · Avg tuition $9,312
Murfreesboro
10 colleges · Avg tuition $9,312
Johnson City
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Cookeville
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Sewanee
3 colleges · Avg tuition $11,397
Franklin
4 colleges · Avg tuition $10,100
Jackson
3 colleges · Avg tuition $10,100
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3 colleges · Avg tuition $10,100
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