College Costs in Gallatin, TN 2026
Compare tuition, housing, and financial aid across 2 colleges in Gallatin, Tennessee. Use our free calculator to estimate your total cost.
Avg Public Tuition
$10,100
per year
Avg Private Tuition
$32,000
per year
Avg Rent Near Campus
$837
per month
Colleges & Universities
2
institutions
Gallatin Overview
Population
43,903
Student Population
3,110 (7.1%)
Cost of Living Index
84.1 (avg: 100)
Walk Score
35/100
Transit Score
15/100
Unemployment Rate
3.6%
College Cost Calculator for Gallatin
Cost Inputs
Total Cost (4 Years, Public In-State)
$94,572
Total After Financial Aid
$94,572
Annual Cost
$23,643
Annual After Aid
$23,643
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $94,572 |
| Monthly Payment | $1,074 |
| Total Interest | $34,290 |
| Total Loan Cost | $128,862 |
Universities in Gallatin
| University | Type | Annual Tuition |
|---|---|---|
| Gallatin State University | Public | $10,719 |
| Gallatin Community College | Community | $5,506 |
Gallatin has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Gallatin vs. National Average
| Category | Gallatin | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $10,100 | $10,940 | -$840 |
| Monthly Rent Near Campus | $837 | $1,050 | -$213 |
| Cost of Living Index | 84.1 | 100 | -15.900000000000006 |
Gallatin's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.
Student Life in Gallatin
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
3,110 students
Gallatin has a total population of 43,903, with approximately 3,110 college students (7.1% of the population). While not primarily a college town, Gallatin offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Gallatin
$31,313
Starting Salary
3.6%
Unemployment Rate
56%
Graduation Rate
~0 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Gallatin earn a median starting salary of $31,313, which is -$3,687 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $94,572 (including room and board), it would take approximately 0 years of the salary premium to recoup the investment. With average financial aid of $10,317 per student per year, the net cost and payback period can be significantly reduced.
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