College Costs in Fort Thomas, KY 2026
Compare tuition, housing, and financial aid across 2 colleges in Fort Thomas, Kentucky. Use our free calculator to estimate your total cost.
Avg Public Tuition
$11,600
per year
Avg Private Tuition
$30,000
per year
Avg Rent Near Campus
$480
per month
Colleges & Universities
2
institutions
Fort Thomas Overview
Population
16,325
Student Population
1,383 (8.5%)
Cost of Living Index
79.1 (avg: 100)
Walk Score
41/100
Transit Score
25/100
Unemployment Rate
3.1%
College Cost Calculator for Fort Thomas
Cost Inputs
Total Cost (4 Years, Public In-State)
$101,068
Total After Financial Aid
$101,068
Annual Cost
$25,267
Annual After Aid
$25,267
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $101,068 |
| Monthly Payment | $1,148 |
| Total Interest | $36,645 |
| Total Loan Cost | $137,713 |
Universities in Fort Thomas
| University | Type | Annual Tuition |
|---|---|---|
| Fort Thomas State University | Public | $11,413 |
| Fort Thomas Community College | Community | $4,953 |
Fort Thomas has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Fort Thomas vs. National Average
| Category | Fort Thomas | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $11,600 | $10,940 | +$660 |
| Monthly Rent Near Campus | $480 | $1,050 | -$570 |
| Cost of Living Index | 79.1 | 100 | -20.900000000000006 |
Fort Thomas's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.
Student Life in Fort Thomas
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
1,383 students
Fort Thomas has a total population of 16,325, with approximately 1,383 college students (8.5% of the population). Fort Thomas has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.
Post-Graduation Outlook in Fort Thomas
$29,699
Starting Salary
3.1%
Unemployment Rate
58%
Graduation Rate
~0 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Fort Thomas earn a median starting salary of $29,699, which is -$5,301 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $101,068 (including room and board), it would take approximately 0 years of the salary premium to recoup the investment. With average financial aid of $9,357 per student per year, the net cost and payback period can be significantly reduced.
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