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College Costs in Fort Payne, AL 2026

Compare tuition, housing, and financial aid across 1 colleges in Fort Payne, Alabama. Use our free calculator to estimate your total cost.

Avg Public Tuition

$11,200

per year

Avg Private Tuition

$26,000

per year

Avg Rent Near Campus

$450

per month

Colleges & Universities

1

institutions

Fort Payne Overview

Population

14,544

Student Population

871 (6.0%)

Cost of Living Index

89.3 (avg: 100)

Walk Score

51/100

Transit Score

19/100

Unemployment Rate

3.4%

College Cost Calculator for Fort Payne

Cost Inputs

Total Cost (4 Years, Public In-State)

$96,940

Total After Financial Aid

$96,940

Annual Cost

$24,235

Annual After Aid

$24,235

Cost Breakdown (4 Years)

Tuition$44,800
Room & Board$52,140

If Financed (10-Year Loan at 6.5%)

Loan Amount$96,940
Monthly Payment$1,101
Total Interest$35,148
Total Loan Cost$132,088

Universities in Fort Payne

UniversityTypeAnnual Tuition
Fort Payne State UniversityPublic$10,492
Fort Payne Community CollegeCommunity$5,727

Fort Payne has 1 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.

Cost of Living in Fort Payne vs. National Average

CategoryFort PayneNational AvgDifference
Public Tuition (In-State)$11,200$10,940+$260
Monthly Rent Near Campus$450$1,050-$600
Cost of Living Index89.3100-10.700000000000003

Fort Payne's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.

Student Life in Fort Payne

51

Walk Score

Somewhat Walkable

19

Transit Score

Minimal Transit

6.0%

Student Population

871 students

Fort Payne has a total population of 14,544, with approximately 871 college students (6.0% of the population). While not primarily a college town, Fort Payne offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.

Post-Graduation Outlook in Fort Payne

$25,311

Starting Salary

3.4%

Unemployment Rate

67%

Graduation Rate

~0 yrs

ROI Payback Period

Return on Investment Analysis

Graduates from colleges in Fort Payne earn a median starting salary of $25,311, which is -$9,689 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $96,940 (including room and board), it would take approximately 0 years of the salary premium to recoup the investment. With average financial aid of $14,976 per student per year, the net cost and payback period can be significantly reduced.

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