College Costs in Cumberland, MD 2026
Compare tuition, housing, and financial aid across 2 colleges in Cumberland, Maryland. Use our free calculator to estimate your total cost.
Avg Public Tuition
$10,800
per year
Avg Private Tuition
$42,000
per year
Avg Rent Near Campus
$1,074
per month
Colleges & Universities
2
institutions
Cumberland Overview
Population
19,722
Student Population
1,882 (9.5%)
Cost of Living Index
103.7 (avg: 100)
Walk Score
47/100
Transit Score
12/100
Unemployment Rate
3.7%
College Cost Calculator for Cumberland
Cost Inputs
Total Cost (4 Years, Public In-State)
$99,576
Total After Financial Aid
$99,576
Annual Cost
$24,894
Annual After Aid
$24,894
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $99,576 |
| Monthly Payment | $1,131 |
| Total Interest | $36,104 |
| Total Loan Cost | $135,680 |
Universities in Cumberland
| University | Type | Annual Tuition |
|---|---|---|
| Cumberland State University | Public | $10,757 |
| Cumberland Community College | Community | $5,231 |
Cumberland has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Cumberland vs. National Average
| Category | Cumberland | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $10,800 | $10,940 | -$140 |
| Monthly Rent Near Campus | $1,074 | $1,050 | +$24 |
| Cost of Living Index | 103.7 | 100 | +3.700000000000003 |
Cumberland's cost of living is near the national average. Students can expect typical expenses comparable to most other U.S. cities.
Student Life in Cumberland
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
1,882 students
Cumberland has a total population of 19,722, with approximately 1,882 college students (9.5% of the population). Cumberland has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.
Post-Graduation Outlook in Cumberland
$55,786
Starting Salary
3.7%
Unemployment Rate
65%
Graduation Rate
~5 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Cumberland earn a median starting salary of $55,786, which is $20,786 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $99,576 (including room and board), it would take approximately 5 years of the salary premium to recoup the investment. With average financial aid of $12,659 per student per year, the net cost and payback period can be significantly reduced.
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