College Costs in Cullman, AL 2026
Compare tuition, housing, and financial aid across 2 colleges in Cullman, Alabama. Use our free calculator to estimate your total cost.
Avg Public Tuition
$11,200
per year
Avg Private Tuition
$26,000
per year
Avg Rent Near Campus
$486
per month
Colleges & Universities
2
institutions
Cullman Overview
Population
16,774
Student Population
2,679 (16.0%)
Cost of Living Index
80.4 (avg: 100)
Walk Score
44/100
Transit Score
24/100
Unemployment Rate
2.1%
College Cost Calculator for Cullman
Cost Inputs
Total Cost (4 Years, Public In-State)
$93,608
Total After Financial Aid
$93,608
Annual Cost
$23,402
Annual After Aid
$23,402
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $93,608 |
| Monthly Payment | $1,063 |
| Total Interest | $33,940 |
| Total Loan Cost | $127,548 |
Universities in Cullman
| University | Type | Annual Tuition |
|---|---|---|
| Cullman State University | Public | $11,689 |
| Cullman Community College | Community | $5,186 |
Cullman has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Cullman vs. National Average
| Category | Cullman | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $11,200 | $10,940 | +$260 |
| Monthly Rent Near Campus | $486 | $1,050 | -$564 |
| Cost of Living Index | 80.4 | 100 | -19.599999999999994 |
Cullman's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.
Student Life in Cullman
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,679 students
Cullman has a total population of 16,774, with approximately 2,679 college students (16.0% of the population). As a major college town, Cullman offers a vibrant campus atmosphere with student-friendly businesses, affordable dining options, and active social scene.
Post-Graduation Outlook in Cullman
$27,364
Starting Salary
2.1%
Unemployment Rate
54%
Graduation Rate
~0 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Cullman earn a median starting salary of $27,364, which is -$7,636 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $93,608 (including room and board), it would take approximately 0 years of the salary premium to recoup the investment. With average financial aid of $11,354 per student per year, the net cost and payback period can be significantly reduced.
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