College Costs in Commerce, TX 2026
Compare tuition, housing, and financial aid across 1 colleges in Commerce, Texas. Use our free calculator to estimate your total cost.
Avg Public Tuition
$10,900
per year
Avg Private Tuition
$36,000
per year
Avg Rent Near Campus
$678
per month
Colleges & Universities
1
institutions
Commerce Overview
Population
9,583
Student Population
2,156 (22.5%)
Cost of Living Index
94.1 (avg: 100)
Walk Score
42/100
Transit Score
22/100
Unemployment Rate
4.5%
College Cost Calculator for Commerce
Cost Inputs
Total Cost (4 Years, Public In-State)
$101,472
Total After Financial Aid
$101,472
Annual Cost
$25,368
Annual After Aid
$25,368
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $101,472 |
| Monthly Payment | $1,152 |
| Total Interest | $36,791 |
| Total Loan Cost | $138,263 |
Universities in Commerce
| University | Type | Annual Tuition |
|---|---|---|
| Commerce State University | Public | $10,033 |
| Commerce Community College | Community | $5,252 |
Commerce has 1 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Commerce vs. National Average
| Category | Commerce | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $10,900 | $10,940 | -$40 |
| Monthly Rent Near Campus | $678 | $1,050 | -$372 |
| Cost of Living Index | 94.1 | 100 | -5.900000000000006 |
Commerce's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.
Student Life in Commerce
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,156 students
Commerce has a total population of 9,583, with approximately 2,156 college students (22.5% of the population). As a major college town, Commerce offers a vibrant campus atmosphere with student-friendly businesses, affordable dining options, and active social scene.
Post-Graduation Outlook in Commerce
$35,424
Starting Salary
4.5%
Unemployment Rate
53%
Graduation Rate
~239 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Commerce earn a median starting salary of $35,424, which is $424 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $101,472 (including room and board), it would take approximately 239 years of the salary premium to recoup the investment. With average financial aid of $11,174 per student per year, the net cost and payback period can be significantly reduced.
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