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College Costs in Columbia, TN 2026

Compare tuition, housing, and financial aid across 2 colleges in Columbia, Tennessee. Use our free calculator to estimate your total cost.

Avg Public Tuition

$10,100

per year

Avg Private Tuition

$32,000

per year

Avg Rent Near Campus

$726

per month

Colleges & Universities

2

institutions

Columbia Overview

Population

40,834

Student Population

2,439 (6.0%)

Cost of Living Index

91.1 (avg: 100)

Walk Score

41/100

Transit Score

19/100

Unemployment Rate

3.5%

College Cost Calculator for Columbia

Cost Inputs

Total Cost (4 Years, Public In-State)

$96,892

Total After Financial Aid

$96,892

Annual Cost

$24,223

Annual After Aid

$24,223

Cost Breakdown (4 Years)

Tuition$40,400
Room & Board$56,492

If Financed (10-Year Loan at 6.5%)

Loan Amount$96,892
Monthly Payment$1,100
Total Interest$35,131
Total Loan Cost$132,023

Universities in Columbia

UniversityTypeAnnual Tuition
Columbia State UniversityPublic$9,352
Columbia Community CollegeCommunity$5,430

Columbia has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.

Cost of Living in Columbia vs. National Average

CategoryColumbiaNational AvgDifference
Public Tuition (In-State)$10,100$10,940-$840
Monthly Rent Near Campus$726$1,050-$324
Cost of Living Index91.1100-8.900000000000006

Columbia's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.

Student Life in Columbia

41

Walk Score

Car-Dependent

19

Transit Score

Minimal Transit

6.0%

Student Population

2,439 students

Columbia has a total population of 40,834, with approximately 2,439 college students (6.0% of the population). While not primarily a college town, Columbia offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.

Post-Graduation Outlook in Columbia

$34,402

Starting Salary

3.5%

Unemployment Rate

73%

Graduation Rate

~0 yrs

ROI Payback Period

Return on Investment Analysis

Graduates from colleges in Columbia earn a median starting salary of $34,402, which is -$598 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $96,892 (including room and board), it would take approximately 0 years of the salary premium to recoup the investment. With average financial aid of $12,877 per student per year, the net cost and payback period can be significantly reduced.

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