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College Costs in Columbia, MO 2026

Compare tuition, housing, and financial aid across 10 colleges in Columbia, Missouri. Use our free calculator to estimate your total cost.

Avg Public Tuition

$11,142

per year

Avg Private Tuition

$31,070

per year

Avg Rent Near Campus

$1,005

per month

Colleges & Universities

10

institutions

Columbia Overview

Population

126,254

Student Population

30,323 (24.0%)

Cost of Living Index

84 (avg: 100)

Walk Score

68/100

Transit Score

28/100

Unemployment Rate

3.4%

College Cost Calculator for Columbia

Cost Inputs

Total Cost (4 Years, Public In-State)

$88,208

Total After Financial Aid

$88,208

Annual Cost

$22,052

Annual After Aid

$22,052

Cost Breakdown (4 Years)

Tuition$44,568
Room & Board$43,640

If Financed (10-Year Loan at 6.5%)

Loan Amount$88,208
Monthly Payment$1,002
Total Interest$31,982
Total Loan Cost$120,190

Universities in Columbia

UniversityTypeAnnual Tuition
University of MissouriPublic$11,142
Stephens CollegePrivate$31,070
Moberly Area Community College ColumbiaCommunity$3,900

Columbia has 10 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.

Cost of Living in Columbia vs. National Average

CategoryColumbiaNational AvgDifference
Public Tuition (In-State)$11,142$10,940+$202
Monthly Rent Near Campus$1,005$1,050-$45
Cost of Living Index84100-16

Columbia's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.

Student Life in Columbia

68

Walk Score

Somewhat Walkable

28

Transit Score

Minimal Transit

24.0%

Student Population

30,323 students

Columbia has a total population of 126,254, with approximately 30,323 college students (24.0% of the population). As a major college town, Columbia offers a vibrant campus atmosphere with student-friendly businesses, affordable dining options, and active social scene.

Post-Graduation Outlook in Columbia

$51,647

Starting Salary

3.4%

Unemployment Rate

63%

Graduation Rate

~5 yrs

ROI Payback Period

Return on Investment Analysis

Graduates from colleges in Columbia earn a median starting salary of $51,647, which is $16,647 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $88,208 (including room and board), it would take approximately 5 years of the salary premium to recoup the investment. With average financial aid of $16,890 per student per year, the net cost and payback period can be significantly reduced.

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