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College Costs in Colonie, NY 2026

Compare tuition, housing, and financial aid across 4 colleges in Colonie, New York. Use our free calculator to estimate your total cost.

Avg Public Tuition

$10,200

per year

Avg Private Tuition

$42,000

per year

Avg Rent Near Campus

$1,212

per month

Colleges & Universities

4

institutions

Colonie Overview

Population

81,591

Student Population

5,891 (7.2%)

Cost of Living Index

134.6 (avg: 100)

Walk Score

54/100

Transit Score

18/100

Unemployment Rate

4.7%

College Cost Calculator for Colonie

Cost Inputs

Total Cost (4 Years, Public In-State)

$103,136

Total After Financial Aid

$103,136

Annual Cost

$25,784

Annual After Aid

$25,784

Cost Breakdown (4 Years)

Tuition$40,800
Room & Board$62,336

If Financed (10-Year Loan at 6.5%)

Loan Amount$103,136
Monthly Payment$1,171
Total Interest$37,395
Total Loan Cost$140,531

Universities in Colonie

UniversityTypeAnnual Tuition
Colonie State UniversityPublic$10,828
Colonie Community CollegeCommunity$5,858

Colonie has 4 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.

Cost of Living in Colonie vs. National Average

CategoryColonieNational AvgDifference
Public Tuition (In-State)$10,200$10,940-$740
Monthly Rent Near Campus$1,212$1,050+$162
Cost of Living Index134.6100+34.599999999999994

Colonie's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.

Student Life in Colonie

54

Walk Score

Somewhat Walkable

18

Transit Score

Minimal Transit

7.2%

Student Population

5,891 students

Colonie has a total population of 81,591, with approximately 5,891 college students (7.2% of the population). While not primarily a college town, Colonie offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.

Post-Graduation Outlook in Colonie

$39,118

Starting Salary

4.7%

Unemployment Rate

57%

Graduation Rate

~25 yrs

ROI Payback Period

Return on Investment Analysis

Graduates from colleges in Colonie earn a median starting salary of $39,118, which is $4,118 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $103,136 (including room and board), it would take approximately 25 years of the salary premium to recoup the investment. With average financial aid of $14,400 per student per year, the net cost and payback period can be significantly reduced.

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