College Costs in Binghamton, NY 2026
Compare tuition, housing, and financial aid across 3 colleges in Binghamton, New York. Use our free calculator to estimate your total cost.
Avg Public Tuition
$10,200
per year
Avg Private Tuition
$42,000
per year
Avg Rent Near Campus
$1,323
per month
Colleges & Universities
3
institutions
Binghamton Overview
Population
47,969
Student Population
2,885 (6.0%)
Cost of Living Index
125.7 (avg: 100)
Walk Score
41/100
Transit Score
23/100
Unemployment Rate
4.2%
College Cost Calculator for Binghamton
Cost Inputs
Total Cost (4 Years, Public In-State)
$98,592
Total After Financial Aid
$98,592
Annual Cost
$24,648
Annual After Aid
$24,648
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $98,592 |
| Monthly Payment | $1,119 |
| Total Interest | $35,747 |
| Total Loan Cost | $134,339 |
Universities in Binghamton
| University | Type | Annual Tuition |
|---|---|---|
| Binghamton State University | Public | $10,933 |
| Binghamton Community College | Community | $6,040 |
Binghamton has 3 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Binghamton vs. National Average
| Category | Binghamton | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $10,200 | $10,940 | -$740 |
| Monthly Rent Near Campus | $1,323 | $1,050 | +$273 |
| Cost of Living Index | 125.7 | 100 | +25.700000000000003 |
Binghamton's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Binghamton
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,885 students
Binghamton has a total population of 47,969, with approximately 2,885 college students (6.0% of the population). While not primarily a college town, Binghamton offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Binghamton
$42,723
Starting Salary
4.2%
Unemployment Rate
74%
Graduation Rate
~13 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Binghamton earn a median starting salary of $42,723, which is $7,723 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $98,592 (including room and board), it would take approximately 13 years of the salary premium to recoup the investment. With average financial aid of $9,523 per student per year, the net cost and payback period can be significantly reduced.
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